Visa Gold

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  • Chip and Pin technology for enhanced security
  • Contactless capability
  • Zero Liability protection against unauthorized use of your credit card
  • FREE USA SkyBox* address for online shopping - Get the first year membership fee waived plus US$10.00 off your first shipment. Use your Visa credit card to register online at
  • AVIS Discounts of up to 20% & Free Upgrades - Call 627-5191 with discount number AWD# J072300 & coupon # UUWA039 for upgrades. Applicable locations are Europe, USA, Canada, Latin America & the Caribbean. Special conditions here
  • Top of the line services, which include travel assistance services.
  • Earn Cash Back Dividends
  • Earn unlimited rewards at a rate of 0.8% of the value of your monthly purchases (minimum monthly purchases totaling TT$500 required)
  • FREE Auto Rental Insurance Coverage for coverage of the rental vehicle, up to 31 days (not occupants or third party vehicles/occupants) worldwide. The customer must book and pay for the rental in full with this card. The Gold cardholder must decline the Collision Damage Waiver or similar coverage; all drivers must be included in the rental agreement.
  • Price Protection – Up to US $400 per account per year
    Reimbursement for the price difference in case the same product (model and year) of the same manufacturer is found at a lower price than the price paid with the Visa card. Conditions applied.
  • Purchase Protection – Up to US $1,000 per account per year
    Coverage for theft or damage of most new products and items purchased. Conditions applied.
  • Extended Warranty – Up to US $5000 per account per year
    Doubles the repair period offered by the original manufacturer's warranty for up to 1 year. Conditions applied.
  • Travel Assistance Services-
    • Assistance prior to travel- Visa Centre will provide info about destinations and Country visa requirements prior to travel and will assist in making necessary arrangements in case of medical travel.
    • Assistance during travel
    • Emergency Medical Assistance Service
    • Emergency Legal Assistance
    • Urgent Ticket Replacement
    • Emergency Messaging Services
    • Emergency Transportation Assistance
    • Prescription and Delivery of Valuable Documents Assistance
    • Local and international use
    • Cash access worldwide via banks and ATMS.
  • Global Service from Visa Int'l Service Centre, which provides emergency card related assistance for our customers who have traveled (outside home country), anytime, anywhere, via toll-free number.
    • urgent lost/stolen/damaged card reporting
    • urgent card replacement
    • urgent cash replacement
  • Cash access worldwide** via banks and ATMS
  • FREE 24hr/365 day access to manage your card, obtain balances, review transactions or make payments via:
    • Card Centre at 625-1083
    • Lost or stolen card replacement: The United States: 1 (800) 847-2911; Outside USA: 1 (410) 581-9994(collect)
    • Auto Rental Insurance - Queries / Claims: The United States 1 (800) 847-2911; Outside USA: (410) 581-9994(collect)
    • Use Digital Banking (Online & Mobile Banking) and Tellerphone Banking to obtain the Available Credit and Current Balance for your credit card.  You can also get transaction history and make payments to your credit card with immediate access to the funds. NOTE payments made before 6pm on normal business days are credited on the following day, all other payments are credited within 2 business days.
    • Free monthly eStatements
  • Payments can also be made at any of our Branches.
  • Safety - no need to walk with cash

*RBC Royal Bank is not responsible for SkyBox's service (including, without limitation, delivery times or quality of service), any fees or expenses payable in respect of SkyBox's service or the proper functioning of SkyBox's website. Any questions or complaints regarding SkyBox's service should be directed solely to SkyBox Inc.

**Limit of 120,000TTD over a rolling 30 day period on international transactions.

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Chip & Pin for the highest level of security

The RBC Royal Bank Visa credit card features state-of-the-art Chip & Pin technology, thanks to the chip embedded in the card, providing significant protection against counterfeiting and fraud.

The added protection through the use of a PIN adds peace of mind if your card is ever lost or stolen. When you make a transaction at the chip-enabled terminal, you’re in control. Simply insert the card into the terminal and leave it there, follow the prompts and enter your PIN. 

Managing your PIN

With your RBC Royal Bank chip and PIN credit card your PIN becomes a key security feature of your transaction. It is very important that you remember your PIN and never disclose it to anyone.

A few tips to help keep your PIN safe

  • Never write down your PIN or store it electronically.
  • Choose a number that is easy for you to remember but hard for others to guess. Avoid numbers such as your date of birth, phone number etc.
  • Always shield the PIN pad when entering your PIN
  • If you suspect your PIN has been compromised, call the number on the back of your card to change it immediately.

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The convenience of contactless payments

The new contactless feature included on the RBC Royal Bank Visa card is at no additional cost. It lets you pay for small purchases quickly and securely at locations that accept contactless transactions.

Pay with confidence and ease 

This feature uses chip technology to provide you with one of the most secure contactless payment systems in the marketplace. Your card never leaves your hand, so you’re always in control.

See Security brochure.

Step 1: Look for the symbol at checkout counters 

Step 2: Wave your card over the secure terminal or hold it on the terminal

Step 3: Wait for approval and you’re ready to go!



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  • Minimum age 18 years
  • Satisfactory credit history and debt servicing ratios (alternatively, the bank may consider secured facilities)
  • Completed and signed credit card application, including Statement of Affairs on application form.
  • Recent salary slip.
  • 2 forms of ID (PP, ID, DP)
  • Job letter.
  • Copy of work permit for non-residents.