Skip Header Navigation

Chat Live or Call 1-800-463-3863

RBC MarketSmart™ GICs Return Calculator

You are on: Return Calculator

For Indication Purposes Only

The RBC MarketSmart™ GIC Return Calculator provides an indication of the current value of your GIC(1). The actual return cannot be calculated prior to the maturity of your RBC MarketSmart™ GIC and will differ from the return as provided by the calculator.

How returns are calculated (opens new window)


* Required Information

1 Enter GIC Details

For Indication Purposes Only

* $
*Investment Date
Input date as noted on confirmation notice(2)
Investment Date
 /  /
*GIC Type:
GIC Type

Expand Help
*GIC Product:
GIC Product Expand Help
Expand Help
Expand Help
*Term:
Term


 

2 Results

Legend:
The blue graph line displays the performance of the underlying index itself
The band across the graph represents the minimum and maximum return values of your GIC
The graph provides zoom in capability using the horizontal scroll bar at the top of the graph for a selected timeframe
For Indication Purposes Only
 

Note: This calculator should not be used to provide an indication of the lock-in return(3)

 

Important Notice

  • As your GIC has not yet matured, the return and value calculated are based on the average of the most recent 12 month-end index closing levels.
  • The actual return at maturity may differ, as the calculation will be based on the average of the final 12 month-end index closing levels prior to your maturity.
  • For MarketSmart GICs - Unlimited Return Potential only (choice of Canadian Market-Linked GIC or Global Market-Linked GIC): If prior to second anniversary the current settlement level is based on the last available value of the index. Actual settlement level value at early lock-in or maturity date may differ.

If you exercise the early lock-in option (for MarketSmart GICs - Unlimited Return Potential only):

  • You must advise the branch by the early lock-in date.
  • The actual return on early lock-in date may differ.
  • The return is paid out on the early lock-in date, but your principal investment is retained until maturity.
 
 

Talk to an Advisor

We encourage you to call us, chat with us or contact your nearest RBC Royal Bank branch if you have any questions. For full product details please refer to the RBC MarketSmart™ GIC page for personal Personal GIC Products (opens new window) clients or business Business GIC Products (opens new window) GICs

 

You are on: Historical Graphs

 

Historical Graphs

You are on: Tabbed Page 1

You are on: Tabbed Page 2

You are on: Tabbed Page 3

You are on: Tabbed Page 4

You are on: Tabbed Page 5

 
 

Talk to an Advisor

We encourage you to call us, chat with us or contact your nearest RBC Royal Bank branch if you have any questions. For full product details please refer to the RBC MarketSmart™ GIC page for personal Personal GIC Products (opens new window) clients or business Business GIC Products (opens new window) GICs

 
Close