Smart borrowing has allowed thousands of business owners to expand and develop their operation and make it a success. These people approached their debt the same way they approached all of their investments: objectively, with a willingness to research and weigh their options until the best opportunity presented itself.

As their businesses have grown, they have continually reassessed their investments and employed debt where necessary to achieve financial freedom. This could be your story too. All you have to do is take the time to understand debt, know when and why you need it, and how to keep it under control.

In this guide, you'll learn about:

• Debt as a management tool
• Short–term debt
• Credit options
• Long–term debt
• How to minimize debt
• Your bottom line