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Commercial Banking > Cash Management > Payables Processing > Wire Payments

Online Wire Payments for Business Clients

Send money quickly and securely to almost anywhere in the world(1) from the comfort of your home or office. Backed by our 2-step authorization processes, sending wire payments through Online Banking for business or RBC Express® offers a secure way of sending payments from your Canadian or U.S. dollar business deposit account(2) in a variety of currencies(3).

Wire Payments Video

Online Banking for Business

Send up to $10,000 CAD(4) a day to recipients in Canada and around the world for less than the cost of an in-branch wire payment. All you need(5) is an active RBC business deposit account and a valid mobile phone number which you’ll use to complete your transaction securely via our authentication process(6). Plus, you’re protected by the RBC Online Banking Security Guarantee (opens new window).

RBC Express

Use RBC Express to set up flexible administration and approval structures so you and your authorized delegates can send online wire payments of any value(4) directly from your RBC business deposit account.

Sending wire payments through RBC Express provides additional confidence and security with our “two-factor” authentication process using RSA SecurID®(7) tokens.

Wire Payments Online
Online Banking for Business RBC Express
Initiate wire payments 24 hours a day, 7 days a week Check Check
Two-factor authentication for enhanced security Check Check
Indicate specific wire payment instructions Check Check
Pay as you go billing Check Check
Save and manage recipients Check Check
View outgoing wire payment details Check Check
Submit investigations online (for up to 6 months)(8) Check  
Schedule post-dated and recurring wire payments   Check
Supports monthly billing   Check
Supports multiple users and permissions to manage, approve and send wire payments   Check
Comprehensive wire payment record keeping   Check
Import/Export capability with business wire payment systems   Check
Detailed incoming wire payment reporting   Check

Don’t have online access to your accounts?

Ask about Online Banking or enrol in RBC Express by calling 1-800-769-2520, or visit a Business Banking Centre (opens new window).


1) Not available to recipients in restricted countries. The financial institution on the receiving end of the transaction may have other requirements.
2) Some accounts are not eligible to use in funding a wire payment (i.e. High Interest Notice Account).
3) The list of currencies may change from time to time and without notice.
4) Funds must be available in the account on the date of the transaction.
5) The Master Client Agreement for Business Clients must be agreed to prior to using the service.
6) The authentication process involves receiving a one-time password by text message from us to your mobile phone and entering it in order to complete the transaction. To be eligible for this service you must have a Canadian mobile phone number recorded with us.
7) Registered trademarks of RSA Security Inc.
8) Additional fees apply for the completion of investigation inquiries.