A Margined Working Capital Loan is based on the specific needs and nature of your business, as well as the strength and value of your accounts receivable and inventory — not on your company's balance sheet — making it more flexible than a traditional operating facility.
With a Margined Working Capital Loan, the Bank provides advances up to 90% of your accounts receivable value and 85% of your appraised inventory value. Your loan availability increases as your sales grow along with the value of your assets.
Typically, loan facilities range between $1 - $50 Million (with higher-value syndicated arrangements available) and are offered in Canadian or US dollars.
Benefits of a Margined Working Capital Loan
Succeed on your own terms by increasing your company's access to growth capital
Increase your company's financial flexibility
Improve profits by taking advantage of supplier discounts
Leverage the quality of your customers and inventory
Expand into the United States
Is a Margined Working Capital Loan Right for my Business?
This type of asset-based loan could be right for your business if:
Your business is growing quickly or is in a period of transition
Traditional operating facilities do not meet your company's needs
Your business needs over $1 Million in working capital financing
Your business has strong assets to support the loan facility
