Using your Chip Client Card

You can use your chip and INTERAC Flash-enabled Client Card to make purchases anywhere that your Client Card is accepted today.

Over the next few years, businesses across Canada will install new chip or INTERAC Flash-enabled card readers. (The switchover will occur over time because different financial institutions and payment service providers are making the transition to chip cards on different schedules.) In the meantime your Client Card will function the same way at debit card terminals and ATMs in the U.S. and at ATMs around the world. All chip cards will still have a magnetic stripe to ensure they are accepted everywhere and your transactions remain secure. At terminals that don’t recognize chip or INTERAC Flash-enabled cards, you’ll just swipe your card and enter your PIN as you do today.

Travelling with your Client Card

To ensure ultimate convenience and accessibility to funds when travelling outside of Canada, you should always carry more than one form of payment, such as your Client Card and a credit card, traveller’s cheques or small amounts of local currency. This will help in the event that you encounter potential service disruptions like power outages or system problems. For additional information about travelling and your finances, please visit RBC Travel Essentials.

Please note: INTERAC Flash is not available at non-Flash enabled terminals.