Reasons Canadians Our U.S. Banking Bundle
- Free, unlimited transfers and instant exchange3 between your Canadian and U.S. RBC bank accounts.
- Over 50,000 no-fee4 ATMs nationwide.
- No foreign transaction fees on U.S. purchases^ + unlimited 1% cash back when you redeem your points earned with your RBC Bank Visa Signature Black card5,6
- We use your Canadian credit history and address to help you qualify.
Visa Signature Black U.S. Credit Card
Annual Fee: $01
Additional Card: $0
Purchase Rate: Low Introductory APR
- Earn 1 RBC Rewards point for every $1 you spend5.
- Redeem for travel, gift cards, merchandise or 1.00% cash back5,6.
- Travel with your choice of any airline, any flight, any time when you redeem. No blackout periods or seat restrictions.
- Enjoy built-in insurance coverage that protects your travels, purchases and more when you use your card to pay8. More insurance details
- We’ll use your Canadian credit history and your RBC Royal Bank relationship to help you qualify.
- Get emergency cash and card replacement.
- Enjoy travel perks such as signature concierge services to scheduled events and access to tickets.
- You’re covered by Visa’s Zero Liability Policy9 protecting you against unauthorized use.
Direct Checking U.S. Bank Account
$0 for the first year2
- Free and unlimited online CAD <> USD exchange and transfers between your RBC Royal Bank (Canadian) and RBC Bank (U.S.) accounts – 24/7 with no delay3.
- Use your RBC Bank Visa Debit card to get cash at over 50,000 ATMs nationwide.
- Pay your U.S. credit cards and other bills online, from Canada or the U.S.
Apply Online in Just 5 Minutes
Simplify your cross-border lifestyle today with easy U.S. banking.
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