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Let Us Help You Buy Your U.S. Dream Home

Get pre-approved for a mortgage1 to know how big you can dream. From dreaming to doorstep — our U.S. homebuying process is built exclusively for Canadians to provide full-service support through every step.

Your pre-approval is good for 120 days

Get Pre-Approved

Talk To a U.S. Mortgage Expert

Special Offer

Save up to $4,500 USD in closing costs

RBC Bank doesn’t charge bank – or lender – fees on U.S. mortgages, which could save you thousands in total closing costs.2 Goodbye fees, hello sunshine. Apply by October 31, 2024.

Why you’ll our U.S. mortgages

We can approve you based on your Canadian credit history and provide financing from coast to coast – in all 50 states! Plus, you can save up to $4,500 USD in closing costs because we won’t charge you bank or lender fees on your U.S. mortgage.2 Still not convinced?

  • Choose a 3-, 5-, 7- or 10-year term3 with free renewals — amortized over 30 years to keep your payments low
  • Reduce the one-time, upfront impact of foreign exchange costs with a 20% down payment plus closing costs
  • Enjoy the convenience of no payment restrictions — make penalty-free, lump-sum payments anytime

Tools & calculators

U.S. mortgage rates are still relatively low, making it a great time to buy

View Rates

Find out how much your mortgage payments will be

Play With The Numbers

RBC U.S. HomePlusTM Advantage

A team of experts to guide you every step of the way

RBC U.S. HomePlus Advantage provide access to:

  • A team of cross-border real estate, tax, legal, insurance and financing experts4
  • A free guide to buying a U.S. home
  • Six U.S. homebuying webinars from our experts, including the latest U.S. economic update from our chief economist
Get The Advantage

Shop with confidence. Get pre-approved.1

Apply online in less than 5 minutes:

  • Use your Canadian credit history to apply
  • Your pre-approval is good for 120 days
  • Start shopping in all 50 states
Get Pre-Approved

Talk To a U.S. Mortgage Expert

Special Offer

So long mortgage fees,2 hello dream home

Save up to $4,500 USD in closing costs on your U.S. mortgage with RBC Bank. Apply by October 31, 2024.