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Why Canadians Our U.S. Mortgages

  • Save on the one-time upfront impact of foreign exchange costs with just 20% down3
  • Use your Canadian credit history to qualify
  • Home shop with no limits – financing in all 50 states
  • Hold on to your Canadian equity and assets
  • Pay down your mortgage with no pre-payment penalty
  • Choose a 3,5,7 or 10 year term with free renewals - amortized over 30 years to keep your payments low3

Tools and Calculators

U.S. Mortgage Rates

U.S. mortgage rates are still relatively low, making it a great time to buy

View Rates

Shop With Confidence. Get Pre-Approved.

  • Use your Canadian credit history
  • No limits to where you can buy - in all 50 states
  • No pre-payment penalties
Get Pre-Approved in the U.S.

Save with a $0 underwriting fee on new mortgages. That's a savings of up to $825 USD (or over $1,000 CAD). Apply by September 30th, 2020.2

Need a U.S. Real Estate Agent?

RBC U.S. HomePlus™ Rewards4 lets you connect with certified cross-border experts, search properties and get cash back when you buy your U.S. dream home.

  • Get connected with a Canadian-certified local U.S. real estate agent
  • Search home listings
  • Earn up to $6500 cash reward
Get Connected

Your U.S. Home Buying Guide

This one-stop resource provides tips and guidance on everything you need as you begin your U.S. home buying journey - finding an agent, financing your purchase, understanding your insurance requirements and more.

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