Paying for Your Purchases Just Got Easier

Now you can enjoy all the benefits of using your RBC Royal Bank® Personal1 Credit or Debit card with Apple Pay on your iPhone or Apple Watch,2. Paying in stores has never been easier or more convenient.

Use Wherever “Tap”
is Available

Use Apple Pay on your iPhone or Apple Watch at any business that accepts contactless (tap) debit and/or credit payments.

A Simple Way to Pay Within Apps

Pay Within Apps

Use your RBC credit on your iPhone or iPad to pay using a single touch in any app that accepts Apple Pay, making it more convenient when you checkout.

Track Your Spending
and More

Apple Pay

Use the RBC app3 to stay on top of your spending, now available with Touch ID. You can easily view your balance, available credit and RBC Rewards® points balance while you’re on the go.

Setting up Apple Pay is Easy

To get started you’ll need:

  • An eligible iPhone or Apple Watch
  • Your physical RBC Debit and RBC Credit Card(s)
  • To be enrolled in the RBC app

Open the Apple Wallet App and tap the plus sign from there and follow the onscreen instructions.

Apple Watch
Open the Apple Watch app on your iPhone and select "Wallet & Apple Pay", then tap "Add Debit or Credit Card". From there follow the onscreen instructions.

You’ll need to sign into the RBC app during the Apple Pay set up process to verify your identity and confirm your banking information.

Add a Card Through the RBC App

If you already have the RBC app and have previously signed in, you are all ready to go! Just make sure you have the latest version.

Add a Card Through the RBC App

  • Select a credit or debit card from within the app.
  • Click on "Set Up Apple Pay"
  • Follow the simple prompts provided, and you’re on your way!

How To Enroll

If you have never signed into RBC Online Banking, or any of our mobile apps, you will need to enroll before you can get started with Apple Pay.

How To Enroll

  • Start by downloading and opening the RBC app and selecting "Not Enrolled?".
  • Enter your RBC Royal Bank Credit Card or Client Card number, and your Postal Code.
  • Select how you would like to receive your verification code – text, email or a phone call.
  • Enter the verification code we provide to complete the enrollment up process and you’re done!

Paying with Apple Pay

Now there’s no need to dig out your physical wallet in order to make a payment. Just use your iPhone or Apple Watch at any contactless reader and you’ll be on your way in no time.

To pay in stores, hold your iPhone to the terminal with your finger on Touch ID and you’re done. You’ll receive a confirmation and a subtle vibration to let you know your payment information was sent.

Apple Watch
On your Apple Watch just double-click the side button and hold the display up to the contactless reader. A gentle tap and beep will confirm your payment.

Check your balance before you pay
You also have the option to check your balance before paying by first opening the RBC app and selecting the card you want to use. Your balance will display and you simply select “Pay with Apple Pay” then hold your iPhone to the terminal when you’re ready.

Get ready to Change the Way You Pay

Now you can experience a secure, simple and convenient way to make your everyday purchases with the RBC app and Apple Pay.

Download RBC Wallet