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Spend Time on Your Home, Not Your Mortgage

You should feel confident throughout your home buying journey so that you can focus on the things that matter most. That’s why we’ve assembled the best tools, offers and advice to help you KickStart your mortgage the right way.

The True House Affordability ToolTM

Your mortgage prequalification is a great first step in your home buying journey. The RBC True House Affordability Tool provides you with an estimate of how much you may be able to afford so you can set a realistic price range as you shop for a home. It is not a mortgage approval or pre-approval.

The Benefits of Using the Tool

  • Easy – Get prequalified online – anytime, anywhere.
  • Fast – Enter just a few pieces of information and receive your prequalified mortgage amount instantly.
  • Personalized – It's based on your credit rating and the information you provide such as your income and down payment amount.

When you complete your prequalification, you will be connected with an RBC mortgage specialist who will discuss with you our great mortgage rates complete with our flexible payment options and up to 120 days rate guarantee,2 plus offer expert advice and guidance through the next step of your journey – getting a mortgage pre-approval.

Find Your Perfect Neighbourhood in Minutes

The RBC Neighbourhood Explorer is a great way to start your home search. By simply answering a few questions and selecting your preferences, we can help you find the neighbourhoods that match what you’re looking for – in minutes.

Search for your perfect neighbourhood by:

Find Your Neighbourhood

Limited Time Offers

Whether you’re buying your first home, your next home, or if you already have a mortgage and are considering a switch, we have offers that will make the journey a little easier and more rewarding.

Talk to a Mortgage Specialist

Save with a Great Rate

We are committed to helping you save by offering a great, competitive interest rate complete with flexible payment options and up to 120 days rate guarantee.2

See our current rates

Kickstart Your Mortgage Today