All-inclusive Banking – Great Savings, Great Features, Great Rewards

All Inclusive Banking
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The RBC VIP Banking^® account and the RBC^® Visa Infinite^* Avion^® card combined to give you one great all-inclusive banking package – and a welcome bonus of up to 35,000 RBC Rewards^® points⁽¹²⁾ – enough for a long-haul flight within continental North America⁽¹¹⁾.

Products and Services	BONUS! RBC Rewards Points
RBC VIP Banking account	15,000 Points
All-inclusive banking solution that can add up to big savings – up to $956⁽¹⁾ annually. And you can enjoy having the annual fee on your RBC Visa Infinite Avion card or other premium RBC Royal Bank^® credit card, and the one of your co-applicant waived for one year – a value of up to $170 every year. Earning your RBC Rewards points is easy: Open an RBC VIP Banking account by December 31, 2009. Transfer your recurring payroll direct deposit to your new RBC VIP Banking account, complete 2 online bill payments and select paperless e-statement option by January 31, 2010. View account features Unlimited debit transactions with Interac^** and PLUS^* System Network fees waived⁽²⁾. RBC Royal Bank premium credit card annual fee waived for one year for both applicant and co-applicant – a value of up to $170 Choice of up to two additional Canadian dollar bank accounts⁽³⁾ and one U.S. Personal account with monthly fees waived Overdraft Protection⁽⁴⁾ Exclusive travel offers including $100 Travel certificate from Carlson Wagonlit Travel⁽⁵⁾ and much more Monthly Fee: $30 Open account
RBC Visa Infinite Avion Card	15,000 Points
An exceptional credit card that offers unparalleled travel benefits and earns you valuable RBC Rewards points on all eligible purchases. Earning your RBC Rewards points is easy: Get an RBC Visa Infinite Avion card by December 31, 2009. Apply Now View card features Earn 1 RBC Rewards point for every dollar spent on the card⁽⁶⁾ Redeem RBC Rewards points for flights on any airline, any time – no blackout periods, no seat restrictions and no points expiry⁽⁷⁾ Travel sooner - Earn 25% more RBC Rewards points on travel purchases⁽⁸⁾ Receive premium travel insurance, like out-of-country/province emergency medical coverage⁽⁹⁾ Access to the Avion Air Travel Redemption Schedule , where flights start at just 15,000 RBC Rewards points⁽¹³⁾ Complimentary 24/7 Concierge Service Annual fee with an RBC VIP Banking account: $0 Annual fee without an RBC VIP Banking account: $120, $50 for each additional card Apply online Earn More Points Earn an additional 1,000 RBC Rewards points^‡ by signing up for paperless e-statements by January 31, 2010. View information Enrol to receive your credit card statement electronically each month, a convenient and environmentally friendly alternative to receiving your statement in the mail. Visit www.rbcroyalbank.com (and click on "Sign up for paperless e-statement!") or call 1-800-769-2555 to enrol in Online Banking today Earning your 1,000 bonus RBC Rewards points for e-statement enrollment is easy Apply and be approved for an RBC Visa Infinite Avion card by December 31, 2009. Select paperless e-statement option by January 31, 2010.
CustomSwitch^®	5,000 Points
The convenient and hassle-free way to close and move your Canadian dollar personal bank account and pre-authorized transactions from another Canadian financial institution to Royal Bank of Canada. It’s fast, easy and it’s free⁽¹⁰⁾. Earning your RBC Rewards points is easy: Open an RBC VIP Banking account by December 31, 2009. Use our CustomSwitch to close your Canadian dollar personal banking account with another Canadian financial institution and transfer the balance of such account to your new RBC VIP Banking account by January 31, 2010. View service features We handle all the details: Closing and moving your Canadian dollar personal bank account at another financial institution and transferring the balance of your old account to your new RBC VIP Banking account. Notify recipients to move your pre-authorized payments, such as utility bills, loan payments, club memberships, etc. Saving you time from completing numerous forms. Total cost with RBC VIP Banking account: $0 Learn More
Total RBC Rewards Points:	35,000 Points

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TOTAL 35,000 RBC Rewards points!
Redeem for a long haul flight, or some of our most popular gift cards/certificates and merchandise, including

Reward Item

Redeem

Long-Haul Flight

35,000 points

Short-Haul Flight

15,000 points

$250 Future Shop^* Gift Card

30,000 points^‡

Sony^* 12MP Cybershot Digital Camera

34,000 points^‡

^® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
^™ Trademarks of Royal Bank of Canada.
^* Registered trademarks of Visa International Service Association. Royal Bank of Canada is a licensed user of these trademarks. All brand names and trademarks are property of their respective owner (and are used under license if applicable).
^** Interac is a registered trademark of Interac Inc.
^‡ For complete terms and conditions associated with the RBC Rewards program, please see the RBC Rewards catalogue or visit www.rbcrewards.com . All applicable taxes, surcharges, and airport improvement fees are the responsibility of the traveller.

All-inclusive Banking – Great Savings, Great Features, Great Rewards

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TOTAL 35,000 RBC Rewards points! Redeem for a long haul flight, or some of our most popular gift cards/certificates and merchandise, including

TOTAL 35,000 RBC Rewards points!
Redeem for a long haul flight, or some of our most popular gift cards/certificates and merchandise, including