Discover How Our Unique Approach Can Help You Plan for the Future.

For the last forty years your generation has helped to change the world by challenging the status quo. Now that you’re retiring, you can challenge the definition of retirement as well.

At RBC, we also like to do things differently—like taking you through a unique experience when planning for your retirement. We look beyond your finances to create a dynamic and flexible plan that’s designed around your vision of retirement.

It starts with a simple conversation about your goals.

When you first sit down with us, we begin with a conversation. Through a number of eye-opening questions, your financial planner will learn what’s important to you, and discuss your answers.

For example:

• Have you thought about renting a place down south before purchasing a vacation home?
• What if your grandchildren make it into law school?
• What if you get bored 8,327 kilometres into your RV retirement?

Next, we figure out a plan to make your goals happen.

Once we understand what you want your retirement to look like, we’ll create a total financial plan to help make your goals a reality.

Your plan will include:

• A budget to help you live the lifestyle you want in retirement
• Ways to help you maximize your retirement income
• Tax-smart strategies to help you reduce taxes on your income
• Advice on managing your debts, estate planning and more
• Built-in flexibility to help you adapt to changes down the road

Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.