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Personal Banking > Mortgages > Home Buyer Resources > Buying a Home From a Builder

Buying a Home From a Builder

While buying from a builder may not be as involved as building your own home, it still requires planning and foresight.

Before you start talking to builders, try to learn as much as you can about working with one. Your mortgage specialist or lawyer can be an excellent resource for information on:

  • Choosing a builder
  • Questions to ask builders
  • The agreement of purchase and sale
  • Deposit insurance
  • New home pre-delivery inspection
  • The certificate of completion and possession
  • New home warranty programs

You should also check to see if your province requires payment of GST, PST or HST on the purchase of your new home.


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