Let us help you buy your first home

Get ready for the biggest purchase you'll ever make with a clear understanding of the process and advice every step of the way.

 Are you a first-time home buyer?
Talk to a mobile RBC Mortgage Specialist.

Help me find a home

Learn about the real estate process, what to look for in a neighbourhood and setting a budget before house hunting.

Understanding the home buying process

Get help with making an offer, paying for closing costs and choosing a mortgage that suits your unique needs.

Welcome to home ownership

Transition into home ownership comfortably with helpful advice for living comfortably in your home.

How much home can you afford?

Enter your annual household salary. This includes your spouse/partner.


Consider car payments, credit cards, lines of credit and loan payments. This should not include your rent.

Enter the amount of money you plan to use as a down payment. Don’t forget you can also leverage your RRSPs.

The Home Buyers' Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:

  • You and your spouse can each withdraw up to $25,000 from your RRSP.
  • The funds must have been on deposit at least 90 days before you withdrew them.
  • At least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
  • A signed agreement to buy or build a qualifying home is required.
  • You can only participate in the program once.

For details, watch this video or see Canada Revenue Agency

Monthly Payment

How much can I comfortably spend on my home purchase?


My monthly RBC mortgage payment will be...

0 /month

Home by RBC

Personalize your homeownership journey

Home by RBC provides you valuable home buying information to help you take the next steps. From what you could afford, to where you should live, to how much your home is worth, everything you want to know is available in one convenient location.


2 year fixed closed
5 year fixed closed

Let's talk about your new home

We'll come to you wherever you are
and take you through your options.

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Help us find your rate

Please tell us about your mortgage plans