First-time home buyers

 Welcome to home ownership
Transition into home ownership comfortably with helpful advice on mortgage management and home maintenance.

Condo vs. house ownership

As part of the home-buying process, you will have to decide how you want to live. Do you prefer the privacy and independence of a detached single-family house or is the freedom and convenience of condominium living more appealing to you? Before deciding which option is right for you...

Read more >

Help protect your family—and your dreams

Home ownership is the start of an exciting new chapter in your life: filling your new home with family and friends, celebrating life’s special milestones and creating new memories every day.

Help protect your family’s lifestyle and your future with affordable mortgage insurance, underwritten by Canada Life, in the event of death, disability or critical illness.

Read more >

Don't have YouTube access? Watch the non-YouTube version

Understanding mortgage default insurance for high-ratio mortgages

Mortgage default insurance is required by the Government of Canada when home buyers are putting less than the 20% down payment typically needed to qualify for a conventional mortgage. This type of insurance compensates mortgage lenders for losses caused by a mortgage default. The most common reason for defaulting is not making your mortgage payments.

Read more >

Breathe easy - get pre-approved today.

Our online pre-approval is 3 simple steps
and can be completed in just 5 minutes

Get pre-approved Contact a Mortgage Specialist Get pre-approved Contact a Mortgage Specialist