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HomeProtector Mortgage Insurance

Protection for the Big Things in Life

Your home may be the biggest purchase of your life, and you have worked hard to acquire it. How can you protect it and your family in the event of death, disability or a critical illness?

At RBC Royal Bank, we offer the security of HomeProtector® Mortgage Insurance. It allows you to not only safeguard yourself and your family's lifestyle, but also your assets and net worth.


The content of these pages is provided for informational purposes only and is not complete in detail. Coverage is governed by the terms and conditions of group's creditor policies, #G60100 for life insurance, #H60200 for critical illness insurance and #H60101 for disability insurance issued to Royal Bank of Canada by The Canada Life Assurance Company. Please see the HomeProtector Certificate of Insurance (opens PDF in new window) or for Quebec residents the distribution guide (opens PDF in new window) for complete terms and conditions, including benefits and exclusions.

Underwritten by The Canada Life Assurance Company


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Introducing Critical Illness Coverage. Now available with HomeProtector Mortgage Insurance. Learn More.

Introducing Critical Illness Coverage for Your Mortgage

Your home is likely your most valuable asset. And for years, HomeProtector® Insurance has been an easy way to protect your mortgage - and your family - against the unexpected.

Now, you have the option of adding critical illness insurance to your HomeProtector Insurance coverage. Critical illness insurance can help protect your mortgage by paying a lump sum amount to your mortgage, to a maximum of $300,000, should you suffer a stroke, heart attack, or are diagnosed with a life-threatening cancer.

Facing a critical illness can be challenging. Knowing your financial obligations are protected with insurance coverage means you can focus on yourself and your family instead of your finances.

Critical illness coverage is available in combination with life coverage.