Skip Header Navigation

Personal Banking > Mortgages > Home Buyer Resources > Protecting Your Home > HomeProtector Insurance > What is HomeProtector Mortgage Insurance?

What is HomeProtector Mortgage Insurance?

Back to HomeProtector Insurance

HomeProtector Life and Disability Insurance provides you with a secure financial safety net for your mortgage precisely when you and your family need it most.

  • pays off your outstanding insured RBC Royal Bank mortgage(s) in the event of death (up to $750,000)
  • pays your regular mortgage payment(s) in the event of a disability (up to $3,000 per month for a maximum of 24 months)
  • preserves your personal insurance
  • safeguards your savings for what they were intended

Both life and disability benefits are non-taxable and benefits do not have to be coordinated with other insurance plans.


The content of these pages is provided for informational purposes only and is not complete in detail. Coverage is governed by the terms and conditions of group's creditor policies, #G60100 for life insurance and #H60101 for disability insurance issued to Royal Bank of Canada by The Canada Life Assurance Company.

Underwritten by The Canada Life Assurance Company