Skip Header Navigation

Skip Breadcrumb Links  
Personal Banking > Mortgages > Mortgage Rates

Mortgage Rates

The charts below show current mortgage rates for fixed and variable rate mortgages, as well as the Royal Bank of Canada prime rate:

Fixed Mortgage Rates(21)

Term Posted Rate Special Offers(22)

Collapse Convertible Convertible

6 Month 3.140% Call for details

Collapse Closed Closed

1 Year 3.140% Call for details
2 Year 3.040% Call for details
3 Year 3.750% Call for details
4 Year 4.540% 2.990%(8)
5 Year 4.940% 3.140%(9)
7 Year 5.750% Call for details
10 Year 6.750% Call for details
25 Year 8.750% Call for details

Collapse Open Open

6 month 6.300%
1 year 6.300%

Variable Mortgage Rates(23)

Term Posted Rate

Closed

5 year RBC Prime Rate
+ 0.000%(6)

Open

5 year RBC Prime Rate
+ 1.000%(7)
 

Today's Royal Bank of Canada Prime Rate:

RBC Prime Rate 3.000%

For mortgages approved on or before October 31, 2014, funds must be advanced within 120 days of date of application. Offer may be changed, withdrawn or extended at any time, without notice.

6. APR 3.030% based on today's Royal Bank of Canada Prime Rate of 3.000%.

7. APR 4.030% based on today's Royal Bank of Canada Prime Rate of 3.000%.

8. APR 3.030%. Offer expires October 31, 2014.

9. APR 3.170%. Offer expires October 31, 2014.

Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Some conditions apply. Special Offers are discounted rates and are not the posted rates of Royal Bank of Canada. Specials Offers may be changed, withdrawn or extended at any time, without notice.

 

Take Action

 
RBC Advertisement - Click for more Information

Close
Close

Talk to a Specialist and Start Your Pre-Approval

Enter your contact details and an RBC® mortgage specialist will be in touch with you within 24 hours.

* Required Information

Your Contact Information

* Name:
* Name



 (A1A1A1)
*Phone Number:
( - 

By completing and submitting your information you are consenting to Royal Bank of Canada using this information to communicate with you through various channels, including via email, telephone, or mail, using the contact information you have provided regarding possible mortgage financing. You may withdraw your consent at any time by unsubscribing from future emails.

Send


Personal lending products and residential mortgages are provided by Royal Bank of Canada and are subject to its standard lending criteria.