Find the Right Borrowing Option

You've decided to make a major improvement to your home. Perhaps you've chosen your contractor or you know how much you want to spend. Now, you need the right borrowing option to make it happen.

At RBC Royal Bank^®, we offer solutions to meet all your needs. Together, we'll consider the factors that affect your choice — the cost of your renovation, whether you need all the money at once or at different times, how much time you need to pay it back and whether or not you plan to reuse your credit after you've repaid it.

Before you renovate your home, explore your credit possibilities here. Or contact one of our credit specialists today.

Maximizing Your Home Renovation Investment

Which changes or renovations make the most sense when it comes to building value in your home? And will you need a loan to pay for them?

Choosing Your Home Improvement Financing

We make it easy to finance your home improvement projects with home equity loans, unsecured loans and lines of credit, credit cards, the RBC Energy Saver™ Loan, and the RBC Energy Saver Mortgage.

Additional Home Renovation Funding Resources

In addition to the loans, lines of credit and other financing options offered by RBC Royal Bank, you may be able to take advantage of additional outside incentives, rebates, subsidies or tax credits for your home improvement project.

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria.