Mortgage Solutions Designed Just for You

Are you self-employed and finding it difficult to arrange competitively-priced mortgage financing for your home?

The RBC Self-Employed Mortgage could be ideal whether you are a business owner or self-employed. We can help you finance your new home or leverage the equity in your existing home.

Features and Benefits

If your most-recent Notice of Assessment shows sufficient income to qualify, you can borrow up to 80% of the purchase price or value of the property with no default insurance, or up to 95% with default insurance.

Or, if you need to access additional income from your business in order to qualify, and, if you have a good credit history, you may be able to finance up to 80%(1) of the appraised value of your home when refinancing and 90% of the home you are purchasing using our Self-Employed Mortgage, described below.

  • For financing up to 65% of the value of your home, there are no additional fees or insurance premiums.
  • For financing between 65% and 90%, default insurance is required.

Required Documentation

Your most recent Notice of Assessment and documentation to confirm of your self-employed status may be sufficient to support your application; however, additional documentation may be required, based on the structure of the application. Contact us for a complete list of other documents that can be used.

Start Your Online Mortgage Pre-Approval

Lock your rate and know exactly how much home you can afford. Start your pre-approval online and an RBC® mortgage specialist will be in touch within 24 hours to help you complete your pre-approval application.

Start Your Pre-Approval Start Your Pre-Approval