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 Understanding your mortgage options
By understanding these basic mortgage concepts, you’ll be better able to tailor your mortgage to your specific needs.

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Variable and Fixed Rate Mortgages

From the security of a fixed rate mortgage to the flexibility of a variable rate mortgage, you have several choices when it comes to interest rates.

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Mortgage Amortization

Choosing the length of your amortization period, which means the number of years you will need to pay off your mortgage, is an important decision that can affect how much interest you pay over the life of your mortgage.

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Mortgage Basics: All About Rates

Your mortgage rate can have a big impact on your monthly mortgage costs. Rates will vary depending on the length of your mortgage term and the type of mortgage you select.

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Start Your Online Mortgage Pre-Approval

Lock your rate and know exactly how much home you can afford. Start your pre-approval online and an RBC®
mortgage specialist will be in touch within 24 hours to help you complete your pre-approval application.

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