Online Banking Tour - Credit and Borrowing

Apply for the credit card of your choice through RBC Online Banking. You can learn more about each card’s features and benefits then select the card that best suits your needs. Once your account is approved and opened, you can sign up for services such as eStatement and autopay.1

Keep track of your mortgage details, including your outstanding balance, interest rate, payment details and more.

The Double-Up® Payment feature lets you pay from $100 up to the amount of the principal and interest portions of your payment. The amount you pay is applied to the principal of your mortgage.

You can also request to skip a payment once a year to free up extra cash if you need it.

The RBC Homeline Plan gives you the power and flexibility to manage your combined mortgage and borrowing needs at a lower borrowing cost. With Online Banking, you can easily keep track of the mortgage and loans within your RBC Homeline Plan.

Get the information you need to manage your loan and pay it off quickly.

RBC gives you options with your loan. Delay-a-Loan payment gives you extra time to make a payment, while Skip-a-Loan lets you skip one payment once every 12 months. Make loan payments online as often as you like – it’s a fast, convenient way to pay down debt and reduce interest costs.

Rest assured there’s an RBC Royal Bank product to meet your every borrowing need. And, you can conveniently apply online. Choose from personal loan, Royal Credit Line®, car loan and more.

Managing your Royal Credit Line is effortless with Online Banking. With features that let you view your balance, credit limit and remaining credit, you’ll always know how much money you can immediately access. Plus, you can view a history of your transactions to help you keep track of your spending.

If you find you need more credit, you can apply for a credit limit increase online.