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Personal Banking > Online Services > Online Banking > Features & Benefits

Online Banking Features and Benefits

RBC Online Banking(1) is easy to use. You can view your account balances, transfer funds, pay bills and manage your investments, loans and credit and more!. RBC Online Bankinggives you control over how and when you bank in a safe and secure environment.

Viewing & Managing Your Accounts

Access and consolidate all your RBC Royal Bank Accounts as well as view your accounts with other financial institutions. You can search for transactions, view and change your statement options, open personal deposit accounts, stop cheque payment requests, order new cheques, view cheque images and update your profile with ease.

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Paying Bills & Transferring Funds

With Online Banking, you can pay bills and transfer funds online or on your mobile device, any time, from anywhere.

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Receiving Alerts

Alerts from RBC Royal Bank are notices sent via text message, email or notifications on your mobile device that inform you about your banking, credit card budgeting activity and special RBC Offers available to you. Best of all, they are FREE(5) with your banking account and simple to set up!

You can choose to set them up through RBC Online Banking or through the RBC Mobile app. Simply set your Alerts and choose when and how to receive them — by text message, email, or push notifications on your mobile device.
Plus, all Alerts are automatically sent to your Alerts Inbox in both RBC Online Banking and RBC Mobile for your records .

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Managing Your Investments

Track your RBC Royal Bank investments, RBC Direct Investing and RBC Dominion Securities accounts online. Contribute to your RRSP, renew GICs, update GIC maturity instructions, purchase RBC Mutual Funds and more through Online Banking.

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Managing Your Loans and Credit

Online Banking helps you stay on top of how much you owe, your payment due dates and your account transactions, in order to help you manage your credit.

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Applying for Insurance

RBC Royal Bank offers a wide range of insurance services and solutions that are easy to apply for and access online.

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RBC Direct Investing Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. * Member – Canadian Investor Protection Fund. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.

¤ Hospitalization benefit is only available with the BalanceProtector Premiere Plus plan.

1) RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Online Banking is operated by Royal Bank of Canada.

2) Interac e-Transfer transactions are free for all personal chequing accounts. An Interac e-Transfer fee of $1.00 for RBC personal savings accounts, or $1.50 for RBC business deposit accounts, may apply. Service not available on U.S. chequing accounts.

3) If you are eligible, we may give you the option to exceed the maximum daily limit up to $10,000 CAD per day, if you successfully complete an additional authentication process. This involves receiving a one-time password by text message from us to your mobile phone and entering it in order to complete the transaction. To be eligible for this service, you must have a Canadian mobile phone number recorded with us. Otherwise, the maximum daily limit is $2,500 CAD.

4) Not available to recipients in Canada and restricted countries. If your Recipient lives in Canada, you can send them a free Interac e-Transfer from your RBC Royal Bank personal chequing account.

5) You may be subject to fees from your mobile carrier according to your mobile messaging plan.

6) Credit card, budget and RBC Offer Alerts can only be set up and managed through RBC Online Banking.

 

We're Here To Help

  • Phone Personal: 1-800-769-2555
  • Phone Business: 1-800-769-2520
  • Phone TTY: 1-800-661-1275
  • Phone Overseas: 1-506-864-1555
 
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