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Personal Banking > Loans & Lines of Credit > Compare All Loans & Lines of Credit

Compare All Loans & Lines of Credit

Compare All Loans & Lines of Credit

Whether you want to make a major purchase, buy a new car, renovate your home, borrow to invest in your RRSP or consolidate some higher-interest rate debt, we can offer you a borrowing solution with flexible repayment terms to meet your unique needs and budget.

  Credit Type Overview Features and Benefits
Personal Loan Personal Loan Ideal for when you need an up-front lump sum amount. Buy furniture or a boat, finance a wedding, fund home renovations, consolidate debt, and more.
  • Fixed or variable rate
  • Flexible terms
  • No early prepayment charges

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Line of Credit Line of Credit The Royal Credit Line® is a flexible borrowing solution that you can use any way you want—cover unexpected expenses, fund home renovations and much more.
  • Apply once and use your credit again and again
  • Access funds at any time
  • Unsecured and secured credit lines available

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Car Loan Car Loan A convenient and flexible way to finance a new or used vehicle, RV, snowmobile or motorcycle.
  • Financing available through authorized dealerships or directly from RBC Royal Bank
  • Fixed or variable rate
  • Flexible terms

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Home Improvement Loan or Line of Credit Home Improvement Loan or Line of Credit Choose from a wide range of financing solutions to fund everything from a large-scale home renovation to a small weekend project.
  • Leverage your home equity to secure a lower interest rate
  • Financing options for any size project

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RRSP Loan RRSP Loan Get the most out of your RRSP by making this year's RRSP contribution or catching up on missed contributions from previous years.
  • Borrow up to $50,000
  • Competitive interest rate
  • Deferred repayment available

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Student Line of Credit Student Line of Credit The Royal Credit Line® for Students is an easy, flexible and cost-effective way to borrow money for tuition, books and more.
  • Apply once and use your credit again and again
  • Access funds at any time
  • Competitive interest rate

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Apply for a Loan or Line of Credit

  • Apply Now and find out within two business days if you are approved
  • Find a Dealer offering on-the-spot RBC Royal Bank financing
  • Call 1-855-834-1782 to talk to a credit specialist