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Personal Banking > Lines of Credit & Loans > Compare All Lines of Credit & Loans

Compare All Lines of Credit & Loans

Borrowing Solutions for a Range of Goals

Credit Type Overview Features and Benefits
Line of Credit A low cost and flexible way to borrow. You can make the minimum payment only or pay down your balance if you want to at any time.
  • Everyday low interest rate
  • Flexible payment schedule and payment options
  • Access funds at any time via ATM, branch, cheque, online or telephone banking

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Personal Loan Ideal for when you want a structured repayment plan that pays off your loan balance by the end of a specified period of time.
  • Fixed or variable rate
  • Flexible terms
  • No early prepayment charges

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Borrowing Solutions for a Specific Goal

Credit Type Overview Features and Benefits
Car Loan A convenient and flexible way to finance a new or used vehicle, RV, snowmobile or motorcycle.
  • Financing available through authorized dealerships or directly from RBC Royal Bank
  • Fixed or variable rate
  • Flexible terms

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Home Improvement Loan or Line of Credit Choose from a wide range of financing solutions to fund everything from a large-scale home renovation to a small weekend project.
  • Financing options for any size project
  • Leverage your home equity to secure a lower interest rate

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Student Line of Credit The Royal Credit Line® for Students is an easy, cost-effective and flexible way to borrow money for tuition, books and more.
  • Competitive interest rate
  • Apply once and use your credit again and again
  • Access funds at any time

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RRSP Loan Get the most out of your RRSP by making this year’s RRSP contribution or catching up on missed contributions from previous years.
  • Competitive interest rate
  • Borrow up to $50,000
  • Deferred repayment available

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  • Call 1-800-769-2511 to talk to a credit specialist