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Compare All Loans & Lines of Credit

Whether you want to make a major purchase, buy a new car, renovate your home, borrow to invest in your RRSP or consolidate some higher-interest rate debt, we can offer you a borrowing solution with flexible repayment terms to meet your unique needs and budget.

Credit Type	Overview	Features and Benefits
Personal Loan	Ideal for when you need an up-front lump sum amount. Buy furniture or a boat, finance a wedding, fund home renovations, consolidate debt, and more.	Fixed or variable rate Flexible terms No early prepayment charges Learn More
Line of Credit	The Royal Credit Line^® is a flexible borrowing solution that you can use any way you want—cover unexpected expenses, fund home renovations and much more.	Apply once and use your credit again and again Access funds at any time Unsecured and secured credit lines available Learn More
Car Loan	A convenient and flexible way to finance a new or used vehicle, RV, snowmobile or motorcycle.	Financing available through authorized dealerships or directly from RBC Royal Bank Fixed or variable rate Flexible terms Learn More
RBC MyProject^™ MasterCard^‡	Combines the convenience of a credit card with the security of a loan. Ideal for financing specific projects such as a bathroom renovation, a new patio, a wedding and more.	Borrow up to $40,000 Shop anywhere MasterCard is accepted Write cheques and access cash at the ATM 0% interest and no payments during "purchase period" Learn More
Home Improvement Loan or Line of Credit	Choose from a wide range of financing solutions to fund everything from a large-scale home renovation to a small weekend project.	Leverage your home equity to secure a lower interest rate Financing options for any size project Learn More
RRSP Loan	Get the most out of your RRSP by making this year's RRSP contribution or catching up on missed contributions from previous years.	Borrow up to $50,000 Competitive interest rate Deferred repayment available Learn More
Student Line of Credit	The Royal Credit Line^® for Students is an easy, flexible and cost-effective way to borrow money for tuition, books and more.	Apply once and use your credit again and again Access funds at any time Competitive interest rate Learn More