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Personal Banking > Loans & Lines of Credit > Loan Calculators

Loan Calculators

Explore our loan calculators to estimate your payments, see the cost savings of a particular borrowing strategy and more.


Getting Started

Select a calculator to get started

You are on: Loan Payment Calculator

What will your loan payment be?

Loan Payment Calculator

Use our quick Loan Payment calculator to see what your installment loan payments would be on a fixed or variable rate personal loan.

Loan Payment Calculator

You are on: Credit Selector Tool

Find the right credit solution.

Credit Selector Tool

Not sure whether you need a loan, line of credit or another type of credit solution?

Our Credit Selector tool can recommend a solution based on your answers to a few simple questions.

Credit Selector Tool

You are on: Debt Consolidation Calculator

Does it make sense to consolidate?

Debt Consolidation Calculator

Our quick and easy Debt Consolidation calculator can show you the potential cost savings of consolidating some or all of your debts into a new loan.

Debt Consolidation Calculator

You are on: Debt Reduction Plan

Reducing your debt starts with making a plan.

The RBC® Debt Reduction Plan is a simple online tool that can help you create a plan for:

Debt Reduction Plan
  • Paying down your debt faster
  • Increasing your cash flow
  • Consolidating higher interest rate debts

It takes less than 10 minutes to complete. Afterwards, you’ll have a debt reduction plan that includes an assessment of your current financial picture, as well as tips, strategies and advice based on your personal situation.

Debt Reduction Plan

You are on: RRSP Loan Calculator

Calculate your RRSP savings.

RRSP Loan Calculator

Does it make sense to borrow to invest in your RRSP?

See how much an RRSP loan investment applied to this year’s tax return could be worth at your retirement.

RRSP Loan Calculator

You are on: Create a Budget Tool

How much debt can you afford?

Create a Budget Tool

Enter your income and expenses into our Create a Budget tool to get a picture of your cash flow and to determine how much debt you can comfortably afford in order to achieve your goals.

Create a Budget Tool

You are on: LoanProtector Insurance Quote

Protect your most valuable assets.

LoanProtector Insurance Quote

See how affordable LoanProtector® life and disability insurance can be for your RBC Royal Bank® personal loan or line of credit.

LoanProtector Insurance Quote


Apply for a Loan or Line of Credit

  • Apply Now and find out within two business days if you are approved
  • Call 1-800-769-2511 to talk to a credit specialist

Take Action

  • Apply Now
  • Call 1-800-769-2511 to talk to a credit specialist
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