transfer external balances to your line of credit with an interest rate that is lower than most credit cards.
reduce your monthly payment amount and total interest paid2disclaimer from your account, or transfer money through RBC Online Banking.
Use all or part of your credit line any time you want without having to reapply.When you pay down your Royal Credit Line account balance, your credit becomes available again.
decide how much you want to pay that month - option to pay as little as interest only3disclaimer, or more if you want to pay off your balance faster.
Set up a payee to use your line of credit to pay bills or transfer funds within online or mobile banking.
You can also transfer funds to a bank account to pay bills to a payee.Watch Video
Start saving right away by transferring higher interest debt to your credit line.
Your line of credit comes with an interest rate much lower than most credit cards. Add your credit card account as a payee to take advantage and start saving on interest costs by transferring higher interest debt to your credit line.Watch Video
For more ideas on how to use your Royal Credit Line:
You will receive a monthly statement itemizing your transactions, payments and withdrawals. Statements are not issued for accounts without any activity (no payments, interest or outstanding balance)
Call 1-866-233-3004 or
visit any RBC Royal Bank Branch.