This section provides information on a variety of additional services available to you as an RBC Royal Bank^® account holder.

To view our Account Disclosure Booklet Click Here .

Account Inquiries

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Service	Fee
Balance Inquiries, Bankbook updates, Online Banking account history	Free
Interim statements ordered at branch	$0.75 each
Statement updates at RBC® ATM	Full: $1.50 each Mini: $0.75 each
Certificate of account balance/loan interest paid	RBC Royal Bank form #1660: $5.00 Personalized typed letter: $15.00
Provision or acceptance of Bank of Canada notes and coins	Free
Overdraft protection(5,15)	$4.00 a month or overdraft interest, whichever is higher (Monthly fee included in RBC VIP Banking® and RBC Signature No Limit Banking® accounts)
Overdraft item handling	$5.00 each plus debit fee and overdraft interest
Non-sufficient funds (NSF)	$42.50 each
Cheque certification	$15 if presented by issuer (payor) $20 if presented by non-issuer who is an RBC Royal Bank client. Fee is paid by non-issuer (payee) $35 if presented by non issuer who is not an RBC Royal Bank client. Fee is paid by non-issuer (payee)
Automated/recurring funds transfers between RBC accounts (Canadian dollar only):	Free
Mail confirmation if required	$3.00 each
Interac(‡) e-Transfer	$1.00 each (up to ten free per month for RBC VIP Banking and five free per month for RBC Signature No Limit Banking accounts)
Bank drafts — all currencies	$7.50 each (up to 12 per year included in RBC VIP Banking package) (up to 6 per year included in RBC Signature No Limit Banking package)
Access to RBC Royal Bank Online Banking and Telephone Banking(4)	Free
Stop-payment	$10 each cheque or pre-authorized payment when you complete the Stop Payment Request in Online Banking or $18 each cheque or pre-authorized payment you request the branch or a Telephone Banking agent to complete.
Over-the-counter cheques	$2 charged to issuer when a cheque is used; fee waived if banking package includes free cheques
Cheques written in currency other than that of the account	$20.00 in currency of account

Account Closings Upon Request

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Service	Fee
Account closing within 15 days of opening account	Free
Account closing after the expiry of 15 days from account opening and when the balance is not transferred to another RBC Royal Bank account or product	$20.00 per account Free if closed in person at the branch
Account closing after the expiry of 15 days from account opening and when the balance is transferred to another RBC Royal Bank account or product	Free

Inactive accounts and service fees⁽¹⁰⁾

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Service	Fee
2 and 5 year Inactive account Notice	$20.00 (Waived for RBC Leo Young Savers Account®) Note: fee waived if notice is acknowledged within 30 days of mailing date or if account is reactivated within specified time period.
9 year Inactive account Notice	$40.00 A notice will be sent after 9 years (Waived for RBC Leo Young Savers Account®)
Items Returned unpaid	$7.00
Collections	0.30% of the value of the item (minimum $30.00, maximum $150.00)

Safe Deposit Boxes

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Service	Fee
Rentals	Starting at $40.00 annually plus tax (annual discount included with RBC VIP Banking and RBC Signature No Limit accounts)
One lost key	$25.00 plus tax
Two lost keys	$200.00 plus tax, including lock and key replacement costs and locksmith fees

View/Search for Images in Online Banking

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Service	Fee
Less than 90 days old
View cheque/ATM deposit voucher images	$1.50 per view/free for eStatement accounts
Download, save, and/or print an image in Online Banking	Free
Request a copy of an image to be mailed	$5.00 per request
Greater than 90 days old
Request a copy of an image to be mailed	$10.00 per request/free for eStatement accounts

Search for Records, Vouchers, Names, Accounts

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Service	Fee
Less than 90 days old	$5.00 per item
Greater than 90 days old	$10.00 per item
Multiple items	$40.00 per hour; $20.00 minimum

Copy of a Personal Account History Statement

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Service	Fee
Less than 90 days old	$5.00 per request
Greater than 90 days old	$10.00 per request

American Express^(†) Travellers Cheques

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Service	Fee
Purchases	1.25% of total purchase(11) for single signature 3% of total purchase for Canadian Gift-cheques(11)
Encashment	Encashment commission waived for American Express Travellers Cheques(†)
Encashment of travellers cheques from other issuers	$3.00 each

Non-Client Service

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Service	Fee
In-branch paper bill payment	$3.00 fee applies to each bill payment, including credit card payments. Fee is waived for RBC Royal Bank credit card bill payment.
Negotiating cheques	$5.00 fee applies to any negotiated cheque. Fee is waived on all Federal Government of Canada cheques. Fee is also waived on all Provincial and Municipal government cheques up to $1,500.
Bank drafts - all currencies	$15.00 each

Outgoing Wire Payments

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Service	Fee(16,17)
Outgoing payment within Canada or to other countries (most currencies)	Starting at $15.00 plus a $5.00-$10.00 communication fee (ask us for further details)
If an International Bank Account Number (IBAN) is not provided for a wire payment going to countries that use IBANs	Add $25.00

Outgoing Wire Payments, Inquiries and Tracing

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Service	Fee(18)
Not delivered as instructed	Free
Delivered as instructed	Starting at $25.00 plus GST(19) (ask us for further details)
Cancellation or amendment of outgoing wire payments	Starting at $25.00 plus GST(19) (ask us for further details)

Incoming Wire Payments

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Service	Fee
Incoming wire payment from an RBC Royal Bank unit located in Canada	Free

Incoming Wire Payment from Another Financial Institution Located Anywhere Worldwide:

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Service	Fee
$50.00 Cdn/U.S. and under	Free
Over $50.00 Cdn/U.S.	$15.00 Cdn or $15.00 U.S. depending on the currency of the incoming wire payment

Credit Advice of Incoming Wire Payments and Debit Advice/Receipt of Outgoing Wire Payments:

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Service	Fee
Advice by telephone/fax	$5.00
Advice by mail	$3.00