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Compare Chequing Accounts

Account Overview
	RBC Day to Day Banking Learn More Apply	RBC No Limit Banking Learn More Apply	RBC Signature No Limit Banking Learn More Apply	RBC VIP Banking Learn More Apply
Major Benefit	A basic banking account that offers value and convenience to those who make few transactions each month.	A banking account that offers the freedom of unlimited transactions.	An all inclusive banking account with unlimited transactions, a rebate on any eligible RBC credit card, and 3 other bank ATM debits refunded per month.	An all inclusive package to simplify your banking including unlimited transactions, credit card rebates, unlimited debits at other bank ATMs, and much more.
Monthly Fee	$4.00	$10.95	$14.95	$30.00
Monthly Fee after MultiProduct Rebate	$0.00	$0.00	$10.95	$22.50
Seniors Monthly Fee (after rebate)	$0.00	$6.95	$10.95	$22.50
Features & Benefits
Debits Included	10 debits	Unlimited debits	Unlimited debits	Unlimited debits
Overdraft Protection	$4.00 per month	$4.00 per month	Free	Free
Credit Card	Regular fees apply	Regular fees apply	Up to $39.00 rebate on eligible credit card	Premium credit card + co-applicant fees waived
Interac e-Transfer	$1.00 each	$1.00 each	Up to 5 free per Monthly Cycle; $1.00 each thereafter	Up to 10 free per Monthly Cycle; $1.00 each thereafter
Online & Mobile Banking	Free	Free	Free	Free
Telephone Banking	Free	Free	Free	Free
Transactions
Additional free debits	1 per automated payroll credit	Unlimited	Unlimited	Not applicable
Debits exceeding monthly limit	$1.00 each	Not applicable	Not applicable	Not applicable
Assisted Transactions	N/A	Unlimited	Unlimited	Unlimited
Self-serve Transactions	N/A	Unlimited	Unlimited	Unlimited
Interac ATM withdrawal at non-RBC ATM in Canada	$1.50 each	$1.50 each	3 refunded per Monthly Cycle; $1.50 each thereafter	Free with an RBC VIP Client Card
PLUS System withdrawal at ATM within Canada and U.S.	$3.00 each	$3.00 each	$3.00 each	Free with an RBC VIP Client Card
PLUS System withdrawal at ATM outside Canada and U.S.	$5.00 each	$5.00 each	$5.00 each	Free with an RBC VIP Client Card
RBC ATM Full / Mini Statement	$0.75 each / $1.50 each	$0.75 each / $1.50 each	$0.75 each / $1.50 each	Free
Cross-Border debit	$1.00 each	$1.00 each	5 free per Monthly Cycle; $1.00 each thereafter	Free
Recordkeeping Options
eStatement and eNotifications including cheque images viewed online less than 90 days old	Free	Free	Free	Free
Monthly Paper Statement (consolidated / combined⁽²⁰⁾)	Free	Free	Free	Free
Cheque Images returned with paper statement	$2.00	$2.00	Free	Free
Other Key Benefits
Personalized Cheques	Third-party supplier fees apply	Third-party supplier fees apply	Free RBC standard style only	Free RBC VIP style
Stop Payments	$18.00 each	$18.00 each	$18.00 each	Included
Certified Cheques	$15.00 each	$15.00 each	$15.00 each	2
Bank Drafts	$7.50 each	$7.50 each	6 drafts per year	12 drafts per year
Safe Deposit Boxes	Regular fees apply	Regular fees apply	Annual discount — maximum $12.00	Annual discount — maximum $40.00
Additional Accounts (with waived transaction fees)	N/A	N/A	N/A	Includes unlimited debits on up to 2 CDN accounts and 1 U.S. account
Next Steps
Open an Account	Apply Now	Apply Now	Apply Now	Apply Now