Compare Chequing Accounts

Compare Chequing Accounts

Account Details All Inclusive Most Popular Unlimited Debits The Basics
RBC VIP Banking® RBC Signature No Limit Banking® RBC No Limit Banking® RBC Day to Day Banking®
Overview An all-inclusive package with unlimited access to most key features. Perfect for couples and those who want to use any banks ATM. Unlimited transactions. Credit card rebates. ATM refunds and 15 FREE Interac e-Transfers. It’s our most popular account. Enjoy unlimited transactions, no minimum balance, plus up to 10 FREE Interac e-Transfers a month. Basic banking and great value for those with few transactions each month. No bells. No whistles. Just convenience and savings.
Unlimited Debits
Canada and U.S.!

Canada only

Canada only
12 FREE/month47; $1.00 each thereafter
Interac Access Fee at Non-RBC Royal Bank® ATMs
Unlimited3

3 refunded / month, $1.50 each thereafter3
Regular fees Regular fees
Send Money Using Interac e-Transfer6
Unlimited

15 FREE / month, $1.00 each thereafter

10 FREE / month, $1.00 each thereafter
Regular fees
Credit Card Included15
Overdraft Protection Included5
Additional Accounts included
Added Benefits Complimentary
iPad mini 2*
Complimentary
iPad mini 2*
No Minimum Balance
Monthly Fee $30.00 $14.95 $10.95 $4.00
Monthly Fee after MultiProduct Rebate®1 $19.95 $8.95 $5.95 FREE
Monthly Fee after Senior’s Rebate2 $22.50 $10.95 $6.95 FREE
Transactions
Debits Exceeding Monthly limit Not applicable Not applicable Not applicable $1.00 each
Assisted Transactions Included Included Included N/A
Self-Serve Transactions Unlimited Unlimited Unlimited N/A
Interac Access Fee at Non-RBC Royal Bank® ATMs in Canada3 FREE, with an RBC VIP Client Card 3 refunded/monthly cycle, $1.50 each thereafter $1.50 each $1.50 each, plus applicable Debit Transaction fee
PLUS System Access Fee at Non-RBC Royal Bank ATMs within Canada and U.S.45 FREE, with an RBC VIP Client Card $3.00 each $3.00 each $3.00 each, plus applicable Debit Transaction fee
PLUS System Access Fee at Non-RBC Royal Bank ATMs Outside Canada and U.S.46 FREE, with an RBC VIP Client Card $5.00 each $5.00 each $5.00 each, plus applicable Debit Transaction fee
RBC® ATM Full/Mini Statement FREE $0.75 each/ $1.50 each $0.75 each/ $1.50 each $0.75 each/ $1.50 each
Cross-Border Debit6,13,14 FREE 5 FREE/month, $1.00 each thereafter $1.00 each $1.00 each, plus applicable Debit Transaction fee
Accessing Your Account
Online & Mobile Banking4 FREE FREE FREE FREE
Telephone Banking FREE FREE FREE FREE
eStatement and eNotifications (View Cheque Images Online For Up to 90 days) FREE FREE FREE FREE
Monthly Paper Statement (Consolidated/Combined) FREE FREE FREE FREE
Cheque Images Returned with Paper Statement21 FREE FREE $2.00 $2.00
Other Things You'll Use
Personalized Cheques13 FREE, with RBC VIP Style FREE, RBC Standard style only Fees apply Fees apply
Stop Payments13 Included $20.00 each $20.00 each $20.00 each
Certified Cheques6 2 FREE/year, $20.00 each thereafter $20.00 each $20.00 each $20.00 each, plus applicable Debit Transaction fee
Bank Drafts4 12 FREE/year, $7.50 each thereafter 6 FREE/year, $7.50 each thereafter $7.50 each $7.50 each, plus applicable Debit Transaction fee
Safe Deposit Boxes Annual discount – maximum $45.00 Annual discount – maximum $12.00 Regular fees apply Regular fees apply
Additional Accounts (With Waived Transaction Fees) Includes unlimited debits on up to 2 CDN accounts and 1 U.S. account N/A N/A N/A
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