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Payment Services

 

Certified Cheques

From time-to-time, you may be required to make a payment to a person or business via a certified cheque. When you certify a cheque, RBC Royal Bank® "holds" the funds (for the amount of the cheque). This provides the recipient with a guarantee that your cheque will be paid.

Any teller at your local RBC Royal Bank branch can certify a cheque for you, provided there are sufficient funds in the account from which you want the cheque written.

The table below outlines the fees associated with this service. Depending on your banking account, however, you may be entitled to a discount on some of these fees.

Cheque Certification Fees

Presented by issuer $10
Presented by non-issuer
(RBC Royal Bank client)
$15
Presented by non-issuer
(Non-RBC Royal Bank client)
$25

Talk to a Specialist

For more information about our cheque certification service, please talk to a specialist or contact your RBC Royal Bank branch.

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Learn More
  Understanding Pre-Authorized Debit
  Hold Policy - Client Reference Guide
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