RBC Day to Day Banking®

RBC Day to Day Banking®

Monthly Fee: $4.00
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The basics.

Why pay for things you don’t need? With RBC Day to Day Banking, you get what you need: convenience and value.

Account Features What You Get
Use your account as often as you need6 12 debits/month47; $1.00 each thereafter
Set your money free No minimum balance

Make just a few transactions a month?

Our RBC Day to Day Banking account offers basic banking and great value. No bells. No whistles. Just convenience and savings.

RBC Day to Day Banking Details
Monthly Fee $4.00
Monthly Fee after MultiProduct Rebate®1 FREE
Monthly Fee after Senior’s Rebate2 FREE
Monthly Fee after RDSP Rebate42,43 FREE
Debits6 12 /monthly cycle + 1 FREE debit per automated payroll deposit
up to a maximum of 9 per Account; $1.00 each thereafter
Interac e-Transfer $1.00 each, plus applicable Debit Transaction fee
Overdraft Protection Monthly Fee5 $4.00 per month plus applicable Overdraft Interest
Interac Access Fee at Non-RBC Royal Bank® ATMs in Canada3 $1.50 each, plus applicable Debit Transaction fee
RBC Day to Day Banking Details
Bank Drafts $7.50 each, plus applicable Debit Transaction fee
Credit Card Included Regular fees apply
Assisted and Self-Serve Transactions N/A
PLUS System Access Fee at Non-RBC Royal Bank ATMs Within Canada and U.S.45 $3.00 each, plus applicable Debit Transaction fee
PLUS System Access Fee at Non-RBC Royal Bank ATMs Outside Canada and U.S.46 $5.00 each, plus applicable Debit Transaction fee
Cross-Border Debit6,13,14 $1.00 each, plus applicable Debit Transaction fee
Personalized Cheques Fees apply
Certified Cheques6 $20.00 each, plus applicable Debit Transaction fee
Safe Deposit Box Regular fees apply

I want to switch

Want to switch to RBC®? No problem. We can help you quickly transfer existing funds, payroll and automatic withdrawals into a new account with us.

What if I'm not sure?

We're confident you're going to love your new RBC bank account, so we want you to try it out for 3 months. If the fits not perfect, we'll find a better match and refund the monthly fees.44

Tell me more

Best Tools in the Business

Give me the RBC Mobile53 app

Easily manage your day-to-day banking needs on your mobile device.

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myFinance Tracker™

Easily track your expenses through RBC Royal Bank’s Online Banking to help understand your money.

myFinanceTracker

Security Guarantee

Get 100% reimbursed for unauthorized transactions54.

Security Guarantee

I'm ready! Let's open an account online

Our safe and secure application is 5 simple steps and takes 10 minutes.

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