RBC Day to Day Banking

You are on: Features & Benefits

Features of this account

• Includes 10 free debits per month⁽⁶⁾

myFinanceTracker

• Access to myFinanceTracker - an online financial management tool that helps you take control of your finances
• With myFinanceTracker, you can easily track your expenses to help you understand where your money is going and how much you have available to spend or save - at any time.

Save even more

• You may also qualify for the MultiProduct Rebate on your monthly banking fee if you have other eligible products with RBC^{(^^)}
• With our Seniors Rebate, the monthly fee waived for eligible clients age 60 and over⁽¹⁾

Accessing your accounts

• Free access to RBC Online Banking, Mobile, and Telephone Banking
• Convenient access to Canada's largest network of branches and ATMs
• Customer service available in over 150 languages

Protect yourself

• 100% reimbursement for unauthorized transactions in RBC Online Banking with our RBC Security Guarantee

Is it right for you?

• You have less than 10 transactions per month
• You don’t use other bank ATMs or have an annual fee credit card
• You aren’t interested in other services such as overdraft protection

You are on: Additional Services

Recordkeeping Options

Fee Information

Fee Information
eStatement and eNotifications including cheque images viewed online less than 90 days old	Free
Monthly Paper Statement (consolidated/combined(20))	Free
Cheque Images returned with paper statement	$2.00

Other Services Provided

Fee Information

Fee Information
Access to Online, Mobile and Telephone Banking(4)	Free
Access to myFinanceTracker	Free

You are on: Online Banking

Free Access to Online Banking⁽⁴⁾

If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!

• Transfer funds between accounts
• Pay bills; even postdate payments if you choose
• Make payments to personal loans, mortgages, credit card accounts, etc.
• Obtain account balances and updates
• Track previous transactions
• Contribute to your RBC Royal Bank RRSP
• Check current interest and foreign exchange rates
• Apply for other RBC Royal Bank products

RBC Online Banking Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts.⁽⁺⁾

You are on: Fees

Fee Information

Fee Information
Monthly fee	$4.00
Monthly fee after MultiProduct Rebate(^^)	$0.00 when you hold each of the following eligible RBC® products: An RBC Royal Bank investment and An eligible RBC Rewards® credit card
Monthly fee after Seniors Rebate(1)	$0.00
Free debits per monthly cycle(6)	10
Additional free debits(2)	1 per automated payroll credit
Debits exceeding monthly limit	$1.00 each
Interac(‡) and Plus(‡) System ATM network access fees(3)	Interac: $1.50 each PLUS System: $3.00 each (within Canada and U.S.A) PLUS System: $5.00 each (outside Canada and U.S.A)
Overdraft protection(15)	$4.00 per month or interest applied (whichever is greater)
Interac e-Transfer	$1.00 each
Cross-Border Debit(14)	$1.00 each