RBC Day to Day Banking®

RBC Day to Day Banking®

Monthly Fee: $4.00
View discounts View discounts

The basics.

Why pay for things you don’t need? With RBC Day to Day Banking, you get what you need: convenience and value.

Account Features What You Get
Use your account as often as you need6 12 debits/month47; $1.00 each thereafter
Set your money free No minimum balance
Pay your friends back with Interac e-Transfers Unlimited

Make just a few transactions a month?

Our RBC Day to Day Banking account offers basic banking and great value. No bells. No whistles. Just convenience and savings.

RBC Day to Day Banking Details
Monthly Fee $4.00
Monthly Fee after MultiProduct Rebate®1 FREE
Monthly Fee after Senior’s Rebate2 FREE
Monthly Fee after RDSP Rebate42,43 FREE
Debits6 12 /monthly cycle + 1 FREE debit per automated payroll deposit
up to a maximum of 9 per Account; $1.00 each thereafter
Interac e-Transfers Included Unlimited
Overdraft Protection Monthly Fee5 $4.00 per month plus applicable Overdraft Interest
Interac Access Fee at Non-RBC Royal Bank® ATMs in Canada3 $1.50 each, plus applicable Debit Transaction fee
RBC Day to Day Banking Details
Bank Drafts $7.50 each, plus applicable Debit Transaction fee
Credit Card Included Regular fees apply
Assisted and Self-Serve Transactions N/A
PLUS System Access Fee at Non-RBC Royal Bank ATMs Within Canada and U.S.45 $3.00 each, plus applicable Debit Transaction fee
PLUS System Access Fee at Non-RBC Royal Bank ATMs Outside Canada and U.S.46 $5.00 each, plus applicable Debit Transaction fee
Cross-Border Debit6,13,14 $1.00 each, plus applicable Debit Transaction fee
Personalized Cheques Fees apply
Safe Deposit Box Regular fees apply

Other Ways to Apply:


Chat with us

Call 1-800-769-2561

Visit us

Book an Appointment
Sign me up!

I want to switch

Want to switch to RBC®? No problem. We can help you quickly transfer existing funds, payroll and automatic withdrawals into a new account with us.

What if I'm not sure?

We're confident you're going to love your new RBC bank account, so we want you to try it out for 3 months. If the fits not perfect, we'll find a better match and refund the monthly fees.44

Tell me more

Best Tools in the Business

Give me the RBC Mobile53 app

Easily manage your day-to-day banking needs on your mobile device.

Get the RBC app
Flag

Just tap your phone to pay

Download the RBC Wallet app and see how easy it is to make payments directly from your smartphone.

Get the RBC Wallet app

Security Guarantee

Get 100% reimbursed for unauthorized transactions54.

Security Guarantee

I'm ready! Let's open an account online.

Our safe and secure application is 5 simple steps and takes 10 minutes.

Security Seal
Other Ways to Open an Account: