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Personal Banking > Bank Accounts > Savings Accounts > RBC Enhanced Savings

RBC Enhanced Savings

You are on: Features & Benefits

If you plan to maintain a high balance in your savings account, you'll want to consider the RBC Enhanced Savings account.

  • Tiered interest rates begin at balances of $5,000 or more, with the interest rate increasing significantly as your balance grows
  • If you're saving more than $5,000 for a special vacation, home improvement project or the future, the tiered interest rates can help you grow your nest egg faster
  • Free electronic self-serve transfers to any RBC Royal Bank Account in your name(26).
  • Includes free access to RBC Online Banking, Mobile, and Telephone Banking
  • Ability to set up Save-Matic from your banking account to your savings account

You are on: Additional Services

Recordkeeping Options

Fee Information
Fee Information
eStatement and eNotifications including cheque images viewed online less than 90 days old Free
Monthly Paper Statement (consolidated/combined) Free
Cheque Images returned with paper statement $2.00

Other Services Provided

Fee Information
Fee Information
Access to Online, Mobile and Telephone Banking(4) Free
Access to myFinanceTracker myFinanceTracker (opens new window) Free

You are on: Online Banking

Free Access to Online Banking(4)

If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!

  • Transfer funds between accounts
  • Pay bills; even postdate payments if you choose
  • Make payments to personal loans, mortgages, credit card accounts, etc.
  • Obtain account balances and updates
  • Track previous transactions
  • Contribute to your RBC Royal Bank RRSP
  • Check current interest and foreign exchange rates
  • Apply for other RBC Royal Bank products


A dynamic, customizable financial management tool that allows you to turn your banking information into valuable knowledge that allows you to see and seize opportunities to get ahead.

  • Access to myFinanceTracker – an online financial management tool that helps you take control of your finances
  • With myFinanceTracker, you can easily track your expenses to help you understand where your money is going and how much you have available to spend or save – at any time.

RBC Online Banking Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts.(+)

You are on: Fees

Fee Information
Fee Information
Monthly debits included(2) 1 per monthly cycle
Free debit transactions Electronic self-serve transfers to any RBC Royal Bank Account in your name
Debits exceeding monthly limit $2.00
Interac() and Plus() System ATM network access fees(3)

Interac: $1.50

PLUS System: $3.00
(within Canada and U.S.A)

PLUS System: $5.00
(outside Canada and U.S.A)

Interac e-Transfer $1.00

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The Golden Rule of Saving

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