It's Simple. It's Fast. And It's Secure!

Owe your friend $20 for lunch? Need a convenient way to pay your employees' wages?

If you're an RBC Online Banking customer, you can quickly and easily transfer funds to friends, family or business partners with a bank account at another Canadian financial institution. All you need is the person's email address and a security question and answer that only you and the recipient know.

Key facts, features and benefits

• No money is sent through email. The recipient's email address is only used to notify them that their money is waiting to be collected.
• Transfers can only be made from Canadian dollar accounts.
• There is no service fee to receive an Interac Email Money Transfer. However, if the recipient does not bank online, they may be charged a service fee* to register and provide account information to receive the funds within 3-5 business days.
• There is a non-refundable fee of $1.50 to send an Interac Email Money Transfer (this is withdrawn immediately from the sender's account). Certain banking packages include free Interac Email Money Transfers.
• You can review the status of current and past transfers on the "Payment History" tab on the Pay Bills & Transfer Funds page in Online Banking.

*Service fee rendered by the Axcsys/Certapay a division of Interac.

How do I send or receive an Interac Email Money Transfer?

See our Advanced Personal Tutorial for Online Banking for instructions on sending or receiving an Interac Email Money Transfer.

Sign In to Online Banking

Not an Online Banking client?

Enrol now. After receiving your activation code you can send your first Interac Email Money Transfer.