With no minimum balance required, you get:

• Unlimited debit transactions
• 3 non-RBC ATM transactions^(1,3) refunded per month
• Free personal cheques
• Free overdraft protection^(2,5)
• $35 rebate on the annual fee of a qualifying RBC Royal Bank^® Visa^‡ card^(5,6)
• Free access to online ⁽⁴⁾, telephone and mobile banking
• American Express^‡ Travellers cheques (commission-free single and dual signature)
• Safe Deposit Box⁽⁷⁾ (annual $12 discount on rental fee)
• 2 free Interac^‡ Email Money Transfers each month⁽³⁾
• 2 free cross-border debits each month^(3,8)
• 12 free bank drafts and money orders per year⁽³⁾
• Exclusive travel offers , including a $50 annual travel voucher⁽⁹⁾ from Carlson Wagonlit^‡.

Explore the complete features and fees for this account.

1) ATM operator surcharge (also called a convenience fee) may apply.
2) Monthly fee waived. Overdraft interest charge applies if used. When an account is overdrawn, clients are required to make a deposit at least once a month.
3) Totals are not cumulative and, if not used, cannot be carried over into the next applicable monthly cycle or calendar year.
4) Transaction fees may apply for bill payments or funds transfers made through Online Banking and are separate from access fees.
5) Subject to credit approval.
6) Qualifying RBC Royal Bank Visa cards include: Visa Infinite Avion, Visa Gold Preferred, Visa Platinum Preferred, U.S. Dollar Visa Gold, Visa Platinum Avion, British Airways Visa Platinum, Cathay Pacific Visa Platinum, Mike Weir, Visa Classic II.
7) Pro-rated for partial years.
8) On operating account only.
9) One certificate per customer. Can be used towards any preferred supplier vacation package, tour or cruise booking with a minimum value of $2,500, exclusive of taxes. Certificates can be combined: one certificate with each $2,500 worth of travel. Valid for two years from date of issue.