You are on: Features & Benefits
Features of this account
- Unlimited banking transactions
- 3 withdrawals from other bank ATMs refunded per month(3)
- Enjoy up to $39 rebate on the annual fee of any eligible RBC Royal Bank credit card
- Overdraft protection(5, 15) and free RBC Royal Bank Style personalized cheque singles
- Up to 5 free Interac e-Transfer per monthly cycle(6)
- Waived fees or discounts on other RBC services
RBC Virtual Visa‡ Debit
- A safe and secure way to pay for online, telephone or mail order purchases in the U.S. and internationally anywhere Visa is accepted(39) and in Canada, anywhere Visa Debit is accepted with the funds debited directly from your personal deposit account(41).
- Over 15,000 online Canadian merchants already accept Visa Debit
Learn more
myFinanceTracker
- Access to myFinanceTracker - an online financial management tool that helps you take control of your finances
- With myFinanceTracker, you can easily track your expenses to help you understand where your money is going and how much you have available to spend or save - at any time.
Save even more
- Save up to $614 each year with the features included with this account(33)
- You may also qualify for the MultiProduct Rebate on your monthly banking fee if you have other eligible products with RBC(^^)
- Earn double or triple Rewards points(25) when you book your travel on your RBC Rewards credit card through Carlson Wagonlit Travel
- With our Seniors Rebate, the monthly fee is $10.95 for eligible clients age 60 and over(1)
Accessing your accounts
- Free access to RBC Online Banking, Mobile, and Telephone Banking
- Convenient access to Canada's largest network of branches and ATMs
- Customer service available in over 150 languages
Protect yourself
Is it right for you?
- You have a high number of transactions and occasionally use other bank ATMs
- You have a credit card with an annual fee
- You could use other services like overdraft protection, personal cheques, and transfers or bill payments online
You are on: Additional Services
Qualifying credit cards
Fee Information
$39 rebate for the primary account holder on the annual fee of any one of the following eligible credit cards: Signature® RBC Rewards Visa‡ card or WestJet RBC MasterCard‡
or
$35 rebate for the primary account holder on the annual fee of any one of the following eligible credit cards: Visa Infinite Avion, Visa Platinum Avion, RBC® Rewards Visa‡ Preferred, RBC Royal Bank U.S. Dollar Visa Gold, RBC® British Airways Visa Infinite‡, or Cathay Pacific‡ Visa Platinum and WestJet World Elite MasterCard.
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Recordkeeping Options
Fee Information
| Free |
| Free |
| Free |
Other Services Provided
Fee Information
| Included |
| Free |
| Included |
| Free |
| Commission-free single signature |
| Annual discount — Maximum $12.00 |
| Up to 6 commission-free per calendar year |
You are on: Online Banking
Free Access to Online Banking(4)
If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!
- Transfer funds between accounts
- Pay bills; even postdate payments if you choose
- Make payments to personal loans, mortgages, credit card accounts, etc.
- Obtain account balances and updates
- Track previous transactions
- Contribute to your RBC Royal Bank RRSP
- Check current interest and foreign exchange rates
- Apply for other RBC Royal Bank products
myFinanceTracker – New to Online Banking
A dynamic, customizable financial management tool that allows you to turn your banking information into valuable knowledge that allows you to see and sieze opportunities to get ahead.
- Access to myFinanceTracker – an online financial management tool that helps you take control of your finances
- With myFinanceTracker, you can easily track your expenses to help you understand where your money is going and how much you have available to spend or save – at any time.
RBC Online Banking Security Guarantee
We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts.(+)
You are on: Fees
Operating Account
(Account on which the monthly fee is applied)
Fee Information
| $14.95 |
$10.95 when you hold each of the following eligible RBC® products:
An RBC Royal Bank investment
and
An eligible RBC Rewards® credit card
and
An RBC Royal Bank residential mortgage or RBC Homeline Plan® |
| $10.95 |
| Unlimited |
|
Interac: 3 refunded per Monthly Cycle; $1.50 each thereafter
PLUS System: $3.00 each
(within Canada and U.S.A)
PLUS System: $5.00 each
(outside Canada and U.S.A) |
Free
RBC standard style only |
| Free |
| Up to 5 free per Monthly Cycle; $1.00 each thereafter |
| 5 free per Monthly Cycle; $1.00 each thereafter |
Rebate on an eligible RBC Credit Card
Fee Information
$39 rebate for the primary account holder on the annual fee of any one of the following eligible credit cards: Signature® RBC Rewards Visa‡ card or WestJet RBC MasterCard‡
or
$35 rebate for the primary account holder on the annual fee of any one of the following eligible credit cards: Visa Infinite Avion, Visa Platinum Avion, RBC® Rewards Visa‡ Preferred, RBC Royal Bank U.S. Dollar Visa Gold, British Airways Visa Infinite, or Cathay Pacific‡ Visa Platinum and WestJet World Elite MasterCard.
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