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Compare Savings Accounts

Account Overview
	RBC High Interest eSavings Learn More Apply	RBC Enhanced Savings Learn More Apply	RBC Day to Day Savings Learn More Apply	RBC US High Interest eSavings Learn More Apply
Major Benefit	Earn high interest on every dollar with no minimum balance and no monthly fee. Get instant access to your money by transferring between your RBC Royal Bank accounts.	A savings account best suited for those with higher balances. Tiered interest rate begins at balances of $5,000.	A savings account that pays interest on every dollar invested, and the rate increases as your balance increases.	Earn high interest on every U.S. dollar with no minimum balance and no monthly fee. Take advantage of exchange rate when they are most favourable.
Interest Rate	1.200 %	Tiered	Tiered	0.250 %
Online & Mobile Banking	Free	Free	Free	Free
Telephone Banking	Free	Free	Free	Free
Additional Information	Transfer funds from this account to other RBC accounts in your name — 24/7 with no delay.	Interest rate increases significantly as your balance grows.	A great place to begin savings — as your balance grows, your interest rate increases.	Transfer funds from this account to other RBC accounts in your name — 24/7 with no delay.
Basic Transaction Fees
Free Debits	1 Free RBC ATM withdrawal per monthly cycle⁽²⁾	1 per monthly cycle⁽²⁾	1 per monthly cycle⁽²⁾	1 per monthly cycle⁽²⁾
Assisted Transactions	$5.00	$1.50	$1.50	$3.00 Exception: Cheques are not permitted
Electronic/ self-serve transactions
Electronic/ self-serve transactions	$5.00 Exception: Online Banking, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent are free from this account to your other RBC accounts in your name.	$1.50 Exception: Online Banking funds transfers, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent, are free from these accounts to your other RBC accounts in your name.	$1.50 Exception: Online Banking funds transfers, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent are free from these accounts to your other RBC accounts in your name.	$3.00 Exception: RBC ATM and Online Banking funds transfers are free from this account to your other RBC accounts in your name including RBC Bank™ accounts.
Interac e-Transfer	$1.00	$1.00	$1.00	Not available
Additional Transaction Fees
Interac ATM withdrawal at non-RBC ATM in Canada	$1.50	$1.50	$1.50	Not available
PLUS System withdrawal at ATM within Canada and the U.S.	$3.00	$3.00	$3.00	Not available
PLUS System withdrawal at ATM outside Canada and U.S.	$5.00	$5.00	$5.00	Not available
Cross-Border debit	$1.00	$1.00	$1.00	Not available
RBC International Remittance	Not available	$13.50	$13.50	Not available
Recordkeeping Options
eStatement and eNotifications including cheque images viewed online less than 90 days old	Free	Free	Free	Free
Monthly Paper Statement (consolidated / combined⁽²⁰⁾)	Not available	Free	Free	Not available
Cheque Images returned with paper statement	Not available	$2.00	$2.00	Not available
Next Steps
Open an Account	Apply Now	Apply Now	Apply Now	Apply Now