U.S. Personal Account®

U.S. Personal Account®

Monthly Fee: $2.00 U.S./month

For Frequent
U.S. Travelers

Travelling Stateside? U.S. Personal Banking gets you more greenbacks through optimal exchange rates.

Account Features What You Get
Access your account when you need it 6 debits/month47
Set your money free No minimum balance

Travel to the U.S. frequently?

This account lets you purchase U.S. dollars when exchange rates are most optimal. And you can make withdrawals at RBC Royal Bank® branches–in U.S. dollars—before leaving home.

U.S. Personal Account Details
Monthly Fee $2.00 U.S./month
Monthly Fee after MultiProduct Rebate®1 N/A
Monthly Fee after Senior’s Rebate2 N/A
Debits Included6 6 FREE/monthly + 1 free debit per automated payroll deposit
up to a maximum of 9 per Account, $1.00 each thereafter
Interac e-Transfer N/A
Overdraft Protection5 N/A
Non-RBC ATM Withdrawal3 N/A
RBC Signature No Limit Banking
Bank Drafts $7.50, plus applicable Debit Transaction fee
Credit Card Included N/A
Assisted and Self-Serve Transactions N/A
PLUS System Withdrawal at ATM Within Canada and U.S.45 Not Available
PLUS System Withdrawal at ATM Outside Canada and U.S.46 Not Available
Cross-Border Debit6,13,14 Not Available
Personalized Cheques Fees apply
Certified Cheques6 $20.00 each, plus applicable Debit Transaction fee
Safe Deposit Box Regular fees apply

I want to switch

Want to switch to RBC®? No problem. We can help you quickly transfer existing funds, payroll and automatic withdrawals into a new account with us.

What if I'm not sure?

We're confident you're going to love your new RBC bank account, so we want you to try it out for 3 months. If the fits not perfect, we'll find a better match and refund the monthly fees.44

Tell me more

Best Tools in the Business

Give me the RBC Mobile53 app

Easily manage your day-to-day banking needs on your mobile device.

Get the RBC app

myFinance Tracker™

Easily track your expenses through RBC Royal Bank’s Online Banking to help understand your money.


Security Guarantee

Get 100% reimbursed for unauthorized transactions54.

Security Guarantee

I'm ready! Let's open an account online

Our safe and secure application is 5 simple steps and takes 10 minutes.

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