U.S. Personal Account®
Travelling Stateside? U.S. Personal Banking gets you more greenbacks through optimal exchange rates.
|Account Features||What You Get|
|Access your account when you need it||6 debits/month47|
|Set your money free||No minimum balance|
Travel to the U.S. frequently?
This account lets you purchase U.S. dollars when exchange rates are most optimal. And you can make withdrawals at RBC Royal Bank® branches–in U.S. dollars—before leaving home.
|U.S. Personal Account Details|
|Monthly Fee||$2.00 U.S./month|
|Monthly Fee after MultiProduct Rebate®1||N/A|
|Monthly Fee after Senior’s Rebate2||N/A|
|Debits Included6||6 FREE/monthly + 1 free debit per automated payroll deposit
up to a maximum of 9 per Account, $1.00 each thereafter
|Non-RBC ATM Withdrawal3||N/A|
|RBC Signature No Limit Banking|
|Bank Drafts||$7.50, plus applicable Debit Transaction fee|
|Credit Card Included||N/A|
|Assisted and Self-Serve Transactions||N/A|
|PLUS‡ System Withdrawal at ATM Within Canada and U.S.45||Not Available|
|PLUS System Withdrawal at ATM Outside Canada and U.S.46||Not Available|
|Cross-Border Debit6,13,14||Not Available|
|Personalized Cheques||Fees apply|
|Certified Cheques6||$20.00 each, plus applicable Debit Transaction fee|
|Safe Deposit Box||Regular fees apply|
I want to switch
Want to switch to RBC®? No problem. We can help you quickly transfer existing funds, payroll and automatic withdrawals into a new account with us.
Planning an extended stay in the U.S.?
Bank hassle-free while you're south of the border with our U.S. Bank Accounts, Credit Cards and Mortgages created specifically for your unique cross-border needs.Tell me more
Best Tools in the Business
Need help choosing a U.S. account?
Based on your needs, we'll recommend a U.S. Bank Account and Credit Card that will save you money while in the U.S.Get Started
I'm ready! Let's open an account online.
Our safe and secure application is 5 simple steps and takes 10 minutes.