RBC VIP Banking®

RBC VIP Banking®

Monthly Fee: $30.00
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The all-inclusive package.

Exclusive features that save you money and make banking easier. Now that’s VIP!

Account Features What You Get
Use your account as often as you need Unlimited debits
No need to wait. Use other bank’s ATMs3 Unlimited
Get credit where credit is due Rebate on the annual fee of an eligible credit card15
Multiple accounts without borders23 Up to 2 additional Canadian dollar and 1 additional U.S. dollar accounts
Pay your friends back with Interac e-Transfers Unlimited
Peace of mind No monthly overdraft protection fee5
Set your money free No minimum balance

Great features that will save you money

With RBC VIP Banking, you get 3 additional bank accounts, refunds on Interac access fees to non-RBC Royal Bank® ATMs3,unlimited Interac e-Transfers6, plus savings on the annual fee of an eligible credit card15. It’s banking for two, in one great package.

RBC VIP Banking Details
Monthly Fee $30.00/month
Monthly Fee after MultiProduct Rebate®1 $19.95/month
Monthly Fee after Seniors Rebate2 $22.50/month
Debits Included Unlimited
Interac e-Transfers Included6,13 Unlimited
Overdraft Protection5 Included
Interac Access Fee Refunds to Non-RBC Royal Bank ATMs3 Unlimited
Credit Card Included15 Rebate on the annual fee of an eligible credit card, including for co-applicant cardholders
RBC Signature No Limit Banking
Bank Drafts6 12 FREE/year, $7.50 each thereafter
Assisted and Self-Serve Transactions Included
PLUS System Access Fee at Non-RBC ATMs Within Canada and U.S.45 FREE, with an RBC VIP Client Card
PLUS System Access Fee at Non-RBC ATMs Outside Canada and U.S.46 FREE, with an RBC VIP Client Card
Cross-Border Debit6,13,14 FREE
Personalized Cheques13 FREE, with RBC VIP Style
Certified Cheques6 2 FREE/year, $20.00 each thereafter
Safe Deposit Box7 Annual discount – maximum $45.00/year

Better banking gives you more

RBC Visa Infinite Avion®

Includes our ultimate travel rewards credit card, and we’ll waive the annual fee.

RBC High Interest eSavings®

Grow your savings with a no monthly fee high-interest savings account.

I want to switch

Want to switch to RBC®? No problem. We can help you quickly transfer existing funds, payroll and automatic withdrawals into a new account with us.

What if I'm not sure?

We're confident you're going to love your new RBC bank account, so we want you to try it out for 3 months. If the fits not perfect, we'll find a better match and refund the monthly fees.44

Tell me more

Best Tools in the Business

Give me the RBC Mobile53 app

Easily manage your day-to-day banking needs on your mobile device.

Get the RBC app

myFinance Tracker™

Easily track your expenses through RBC Royal Bank’s Online Banking to help understand your money.

myFinanceTracker

Security Guarantee

Get 100% reimbursed for unauthorized transactions54.

Security Guarantee

I'm ready! Let's open an account online

Our safe and secure application is 5 simple steps and takes 10 minutes.

Security Seal
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