The all-inclusive package.
Exclusive features that save you money and make banking easier. Now that’s VIP!
|Account Features||What You Get|
|Use your account as often as you need||Unlimited debits|
|No need to wait. Use other bank’s ATMs3||Unlimited|
|Get credit where credit is due||Rebate on the annual fee of an eligible credit card15|
|Multiple accounts without borders23||Up to 2 additional Canadian dollar and 1 additional U.S. dollar accounts|
|Pay your friends back with Interac‡ e-Transfers||Unlimited|
|Peace of mind||No monthly overdraft protection fee5|
|Set your money free||No minimum balance|
|RBC VIP Banking Details|
|Monthly Fee after MultiProduct Rebate®1||$19.95/month|
|Monthly Fee after Seniors Rebate2||$22.50/month|
|Interac e-Transfers Included6,13||Unlimited|
|Interac Access Fee Refunds to Non-RBC Royal Bank ATMs3||Unlimited|
|Credit Card Included15||Rebate on the annual fee of an eligible credit card, including for co-applicant cardholders|
|RBC Signature No Limit Banking|
|Bank Drafts6||12 FREE/year, $7.50 each thereafter|
|Assisted and Self-Serve Transactions||Included|
|PLUS‡ System Access Fee at Non-RBC ATMs Within Canada and U.S.45||FREE, with an RBC VIP Client Card|
|PLUS System Access Fee at Non-RBC ATMs Outside Canada and U.S.46||FREE, with an RBC VIP Client Card|
|Personalized Cheques13||FREE, with RBC VIP Style|
|Safe Deposit Box7||Annual discount – maximum $45.00/year|
Better banking gives you more
Includes our ultimate travel rewards credit card, and we’ll waive the annual fee.
Grow your savings with a no monthly fee high-interest savings account.
I want to switch
Want to switch to RBC®? No problem. We can help you quickly transfer existing funds, payroll and automatic withdrawals into a new account with us.
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