The all-inclusive package.
Exclusive features that save you money and make banking easier. Now that’s VIP!
|Account Features||What You Get|
|Use your account as often as you need||Unlimited debits|
|No need to wait. Use other bank’s ATMs3||Unlimited|
|Get credit where credit is due||Rebate on the annual fee of an eligible credit card15|
|Multiple accounts without borders23||Up to 2 additional Canadian dollar and 1 additional U.S. dollar accounts|
|Pay your friends back with Interac‡ e-Transfers||Unlimited|
|Peace of mind||No monthly overdraft protection fee5|
|Set your money free||No minimum balance|
|RBC VIP Banking Details|
|Monthly Fee after MultiProduct Rebate®1||$19.95/month|
|Monthly Fee after Seniors Rebate2||$22.50/month|
|Interac e-Transfers Included6,13||Unlimited|
|Interac Access Fee Refunds to Non-RBC Royal Bank ATMs3||Unlimited|
|Credit Card Included15||Rebate on the annual fee of an eligible credit card, including for co-applicant cardholders|
|RBC Signature No Limit Banking|
|Bank Drafts6||12 FREE/year, $7.50 each thereafter|
|Assisted and Self-Serve Transactions||Included|
|PLUS‡ System Access Fee at Non-RBC ATMs Within Canada and U.S.45||FREE, with an RBC VIP Client Card|
|PLUS System Access Fee at Non-RBC ATMs Outside Canada and U.S.46||FREE, with an RBC VIP Client Card|
|Personalized Cheques13||FREE, with RBC VIP Style|
|Certified Cheques6||2 FREE/year, $20.00 each thereafter|
|Safe Deposit Box7||Annual discount – maximum $45.00/year|
Better banking gives you more
Includes our ultimate travel rewards credit card, and we’ll waive the annual fee.
Grow your savings with a no monthly fee high-interest savings account.
I want to switch
Want to switch to RBC®? No problem. We can help you quickly transfer existing funds, payroll and automatic withdrawals into a new account with us.
Best Tools in the Business
Just tap your phone to pay
Download the RBC Wallet app and see how easy it is to make payments directly from your smartphone.Get the RBC Wallet app
I'm ready! Let's open an account online.
Our safe and secure application is 5 simple steps and takes 10 minutes.