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Personal Banking > Bank Accounts > Managing Your Bank Accounts > Payment Services > Virtual Visa Debit

RBC Virtual Visa Debit

Pay for your online purchases directly from your bank account

Whether you don’t have a credit card or simply prefer to pay with debit, RBC Virtual Visa Debit gives you another payment option — pay for online, telephone or mail order purchases directly from your bank account1.

Benefits to Paying with Virtual Debit (opens new window)

How it works (opens new window)

 

julia the mother

Julia

The Mother

  • 44 year-old mom, juggling family and career
  • Shops online to save time and prefers to pay with debit over credit whenever possible

Solution for Julia


RBC Virtual Visa Debit

RBC Virtual Visa Debit

valerie the daughter

Valerie

The Daughter

  • 17-year old high school student who loves buying music and apps
  • Tired of asking for mom’s credit card to buy a $2 tune every time
  • Wants to give back when she can

Solution for Valerie


WE RBC Virtual Visa Debit

WE RBC Virtual Visa Debit

 

Request Your Virtual Visa Debit or WE RBC Virtual Visa Debit

Call us at 1-800-769-2511

 

 FAQs on Virtual Visa Debit     Sample of Top Canadian Online merchants (opens external website in new window)     Virtual Visa Debit Card Holder Agreement (opens PDF in new window)

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Benefits to Paying with Virtual Debit

  • Smart money management – track your spending easily Smart money management – track your spending easily since funds are debited from your account at the time of purchase
  • Worldwide Acceptance Worldwide acceptance - Accepted at most Canadian online retailers and over a million retailers around the world
  • We RBC Virtual Visa Debit WE RBC Virtual Visa Debit – An alternative to the standard Virtual Visa Debit card. RBC will donate a portion of every Virtual Visa Debit purchase in support of the WE Charity.
  • No annual fee and unlimited No annual fee and unlimited Virtual Visa Debit transactions. These purchases do not count towards any of your monthly allowable debits4.
  • Security and protection Security and protection with 24/7 fraud monitoring2 and Zero Liability, provided you have taken reasonable precautions to protect your Reference Card and your Virtual Visa Debit Number3
  • Access & Availability Credit Card Alternative – Available to anyone aged 14+, Virtual Visa Debit compliments your RBC debit card and can be used to shop online, by phone or by mail
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How it works

  • When you make an online purchase, simply select “Visa” or “Visa Debit” as a payment option
  • Provide your RBC Virtual Visa Debit Number, including the expiry date and CVV2 (the 3-digit secure code on the back)
  • Provide your name and billing address.
  • Obtain payment confirmation and you are done!
  • Funds will be automatically debited from your RBC Royal Bank banking account at time of merchant authorization.
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