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Personal Banking > Bank Accounts > Managing Your Bank Accounts > Payment Services > Outgoing and Incoming Wire Payments

Outgoing and Incoming Wire Payments

Wire payment service by RBC Royal Bank allows you to send or receive a large sum of money quickly and securely. Wire payments may be made to almost anywhere in the world and in any currency.

Please refer to the charts below for fees associated with both incoming and outgoing wire payments.

Outgoing International Money Transfer Destination Fee

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Destination Fee
Outgoing International Money Transfers via RBC Online Banking(28) or the RBC Mobile app to over 200 countries(30) (most currencies). $13.50(29) CAD per transfer, regardless of the amount sent.

(For more information, see International Money Transfer.)

Outgoing Wire Payments

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Destination Fee(16,17)
Outgoing payment within Canada or to other countries (most currencies) Starting at $45.00
(ask us for further details)
If an International Bank Account Number (IBAN) is not provided for a wire payment going to countries that use IBANs Add $35

Outgoing Wire Payments: Inquiries and Traces

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Type Fee(18)
Not delivered as instructed Free
Delivered as instructed Starting at $25 plus Goods and Services Tax (GST)(19)
Cancellation or amendment of outgoing wire payments Starting at $25 plus GST(19)

Incoming Wire Payments

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Source Fee
Incoming wire payment from an RBC Royal Bank unit located in Canada Free
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Incoming wire payment from another financial institution located anywhere worldwide: Fee
$50 CAD/U.S. and under: Free
Over $50 CAD/U.S.: $17 CAD or $17 U.S. depending on the currency of the incoming wire payment

Other Fees For Outgoing And Incoming Wire Payments

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Service Fee
Credit advice of incoming wire payments and debit advice/receipt of outgoing wire payments Advice by telephone/fax: $5

Advice by mail: $3

Talk to a Specialist

To request a wire payment, please talk to a specialist or contact your RBC Royal Bank branch.