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Personal Banking > Accounts & Services > Managing Your Bank Accounts > Payment Services > Outgoing and Incoming Wire Payments

Outgoing and Incoming Wire Payments

Wire payment service by RBC Royal Bank® allows you to send or receive a large sum of money quickly and securely. Wire payments may be made to almost anywhere in the world and in any currency.

Please refer to the charts below for fees associated with both incoming and outgoing wire payments.

Outgoing Wire Payments

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Destination Fee(16,17)
Outgoing payment within Canada or to other countries (most currencies) Starting at $15 plus a $5-$10 communication fee (ask us for further details)
If an International Bank Account Number (IBAN) is not provided for a wire payment going to countries in the European Union Add $25

Outgoing Wire Payments: Inquiries and Traces

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Type Fee(18)
Not delivered as instructed Free
Delivered as instructed Starting at $25 plus Goods and Services Tax (GST)(19)
Cancellation or amendment of outgoing wire payments Starting at $25 plus GST(19)

Outgoing RBC International Remittance® Destination Fee

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Destination Fee
Outgoing overseas remittances via RBC Online Banking(28) to over 120 countries(30) (most currencies). $13.50(29) flat-fee for up to $1,000 Canadian dollars per 24-hour period

(For more information, see RBC International Remittance.)

Incoming Wire Payments

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Source Fee
Incoming wire payment from an RBC Royal Bank unit located in Canada Free
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Incoming wire payment from another financial institution located anywhere worldwide: Fee
$50 Cdn/U.S. and under: Free
Over $50 Cdn/U.S.: $15 Cdn or $15 U.S. depending on the currency of the incoming wire payment

Other Fees For Outgoing And Incoming Wire Payments

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Service Fee
Credit advice of incoming wire payments and debit advice/receipt of outgoing wire payments Advice by telephone/fax: $5

Advice by mail: $3
 

Talk to a Specialist

To request a wire payment, please talk to a specialist or contact your RBC Royal Bank branch.