What if there was a GIC that offered investors the best of both worlds... The growth potential of the stock market, including a guaranteed minimum return, and the security of a GIC. Now there is. Introducing RBC MarketSmart GICs, for today’s savvy investor. Like other GICs, they guarantee 100% of your principal. However unlike other GICs, their rate of return is variable, and linked to the performance of an underlying equity index. This allows you to benefit from market growth. This line demonstrates how these market-linked GICs work, in 3 different scenarios.
GOOD: If the index declines, you receive the guaranteed minimum return at maturity. So no matter how much the market drops, your investment is guaranteed to grow. Your principal is 100% protected.
BETTER: If the index goes up, you receive a return above the guaranteed minimum at maturity. Of course, your principal continues to be 100% protected.
BEST: If the index experiences strong growth, it’s the best-case scenario. You receive the predetermined maximum return at maturity. In all scenarios, your principal is always 100% protected.
With RBC MarketSmart GICs, your investment is guaranteed to grow, because your return will always be between the predetermined minimum and maximum at maturity. Get the GIC with nothing to lose. More to gain. Choose from RBC U.S., Canadian Banking and Canadian Utilities MarketSmart GICs. Ask us about other options with unlimited return potential. Add the best of both worlds to your portfolio. RBC MarketSmart GICs.