Rates for 24 April 2025

RBC U.S. MarketSmart GIC

Term to maturity Return
Minimum Return Maximum Return
[%] [%]
2 years 2.00 8.00
3 years 2.25 12.00
5 years 5.00 20.00

RBC Canadian Banking MarketSmart GIC

Term to maturity Return
Minimum Return Maximum Return
[%] [%]
2 years 2.50 10.00
3 years 4.00 20.00
5 years 10.00 32.00

RBC Canadian Utilities MarketSmart GIC

Term to maturity Return
Minimum Return Maximum Return
[%] [%]
2 years 1.50 10.00
3 years 2.50 20.00
5 years 8.00 30.00

The Minimum Return and Maximum Return are discretionary, set by the Bank at the time of GIC purchase and are expressed as an interest rate per term. Interest rates are subject to change without notice at any time. For more information on these GICs, please refer to the factsheet. For further information or to purchase these GICs, call 1-800-463-3863 or visit an RBC Royal Bank branch. Use our Branch Locator (opens new window) to find the branch nearest you. One of our investment specialists will be happy to talk or meet with you.