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Guaranteed Investment Certificates

Guaranteed-Return GICs

 

One-Year Cashable GIC

One-year GIC that is cashable at any time with interest paid if held for 30 days or longer.

Benefits

  • Competitive interest rates without long-term commitment - one-year term
  • Liquidity - easy access to your money when you need it
  • Cashable in full or in part after 30 days - penalty free
    • No interest paid if cashed in the first 29 days
    • Interest is calculated on a daily basis for early redemption, if held a minimum of 30 days

Key Features

  • Minimum investment of $1,000*
  • Choice of interest payment frequencies: monthly**, semi-annually or at maturity

* Available to both personal and non-personal clients for investments of up to a maximum of $249,999.99.
** For monthly interest payment option, minimum investment is $5,000.


Purchase and manage your GICs Online! RBC Royal Bank customers can purchase, renew, change maturity instructions, or change interest disbursement account information for Non-Registered GICs — Online!
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Non-Redeemable & Redeemable GICs
Building Block GIC®
Five-in-One GIC®
One-Year Cashable GIC
RateAdvantage GIC®
U.S. Dollar Term Deposits

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Tools
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  RBC Market Access GIC Return Calculator

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