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Rates for 20 May 2013

Non-Redeemable GIC

Interest Paid at Maturity

Term
to
Maturity 		For Investments of
$5,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
to
$4,999,999.99+
[%] [%] [%] [%]
1 to 29 daysn/a(1)0.3000.3000.300
30 to 59 days0.5000.6000.6000.600
60 to 89 days0.6500.7500.7500.750
90 to 179 days0.8000.9000.9000.900
180 to 269 days0.9001.0001.0001.000
270 to 364 days0.9001.0001.0001.000

Interest Paid Semi-Annually, Annually
or Compounded Annually and Paid at Maturity

Term
to
Maturity 		For Investments of
$1,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
to
$4,999,999.99+
[%] [%] [%] [%]
1 to 1.5 years less a day1.3001.3001.3001.300
1.5 to 2 years less a day1.5501.5501.5501.550
2 to 2.5 years less a day1.3001.3001.3001.300
2.5 to 3 years less a day1.3001.3001.3001.300
3 to 3.5 years less a day1.8001.8001.8001.800
3.5 to 4 years less a day1.8001.8001.8001.800
4 to 4.5 years less a day1.6001.6001.6001.600
4.5 to 5 years less a day1.6001.6001.6001.600
5 years2.2002.2002.2002.200
7 years2.1002.1002.1002.100
10 years2.3002.3002.3002.300

Interest Paid Monthly

Term
to
Maturity 		For Investments of
$5,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
to
$4,999,999.99+
[%] [%] [%] [%]
1 to 1.5 years less a day1.1751.1751.1751.175
1.5 to 2 years less a day1.4251.4251.4251.425
2 to 2.5 years less a day1.1751.1751.1751.175
2.5 to 3 years less a day1.1751.1751.1751.175
3 to 3.5 years less a day1.6751.6751.6751.675
3.5 to 4 years less a day1.6751.6751.6751.675
4 to 4.5 years less a day1.4751.4751.4751.475
4.5 to 5 years less a day1.4751.4751.4751.475
5 years2.0752.0752.0752.075
7 years1.9751.9751.9751.975
10 years2.1752.1752.1752.175

Rates for 20 May 2013

Redeemable GIC

Interest Paid at Maturity

Term
to
Maturity 		For Investments of
$5,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
to
$4,999,999.99+
[%] [%] [%] [%]
1 to 29 daysn/a(1)0.0500.0500.050
30 to 59 days0.2500.3500.3500.350
60 to 89 days0.4000.5000.5000.500
90 to 179 days0.5500.6500.6500.650
180 to 269 days0.6500.7500.7500.750
270 to 364 days0.6500.7500.7500.750

Interest Paid Semi-Annually or Annually

Term
to
Maturity 		For Investments of
$1,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
to
$4,999,999.99+
[%] [%] [%] [%]
1 to 1.5 years less a day1.0501.0501.0501.050
1.5 to 2 years less a day1.3001.3001.3001.300
2 to 2.5 years less a day1.0501.0501.0501.050
2.5 to 3 years less a day1.0501.0501.0501.050
3 to 3.5 years less a day1.5501.5501.5501.550
3.5 to 4 years less a day1.5501.5501.5501.550
4 to 4.5 years less a day1.3501.3501.3501.350
4.5 to 5 years less a day1.3501.3501.3501.350
5 years1.9501.9501.9501.950
7 years1.8501.8501.8501.850
10 years2.0502.0502.0502.050

Interest Paid Monthly

Term
to
Maturity 		For Investments of
$5,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
to
$4,999,999.99+
[%] [%] [%] [%]
1 to 1.5 years less a day0.9250.9250.9250.925
1.5 to 2 years less a day1.1751.1751.1751.175
2 to 2.5 years less a day0.9250.9250.9250.925
2.5 to 3 years less a day0.9250.9250.9250.925
3 to 3.5 years less a day1.4251.4251.4251.425
3.5 to 4 years less a day1.4251.4251.4251.425
4 to 4.5 years less a day1.2251.2251.2251.225
4.5 to 5 years less a day1.2251.2251.2251.225
5 years1.8251.8251.8251.825
7 years1.7251.7251.7251.725
10 years1.9251.9251.9251.925

Prior Redemption Rates

Elapsed Term Redemption Rate [%]
1 to 29 days0.000
30 to 59 days0.050
60 to 179 days0.050
180 to 364 days0.050
1 to 2 years less a day0.500
2 to 3 years less a day0.850
3 to 4 years less a day0.950
4 to 5 years less a day1.100
5 years and greater1.500

NOTES
Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
To purchase these GICs, visit invest online, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.
+ For an interest rate quotation for deposits of $5 million and over, please contact a Royal Bank branch or call 1-800-769-2599.
1) Rate information does not apply to this range of terms (not applicable).


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Rates for 20 May 2013

Building Block GIC®

Interest Paid at Maturity

Term to Maturity Minimum Initial Investment of $1,000
[%]
1 year1.300

Prior Redemption Rates

Elapsed Term Redemption Rate [%]
1 to 182 days0.000
183 days to 364 days0.650

NOTES
Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
To purchase these GICs, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.
If PAP is returned due to insufficient funds in the account, the GIC will be collapsed and proceeds credited to the client’s account.


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Rates for 20 May 2013

Five-in-One GIC®

Interest Paid Semi-Annually1, Annually or Compounded Annually and Paid at Maturity

Term
to
Maturity 		For Investments of
$5,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
and over(2)
[%] [%] [%] [%]
5 years2.0502.0502.0502.050

Interest Paid Monthly1

Term
to
Maturity 		For Investments of
$5,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
and over(2)
[%] [%] [%] [%]
5 years1.9251.9251.9251.925

NOTES
Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
To purchase these GICs, visit invest online, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.
1) Monthly and semi-annual interest payment options are not currently available through Online Banking.
2) For an interest rate quotation for deposits of $5 million and over, please contact a Royal Bank branch or call 1-800-769-2599.

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Rates for 20 May 2013

One-Year Cashable GICTM

Interest Paid Semi-Annually or at Maturity

Term
to
Maturity 		For Investments of
$1,000
to
$99,999.99 		$100,000
to
$999,999.99
[%] [%]
1 year0.8000.800

Interest Paid Monthly

Term
to
Maturity 		For Investments of
$5,000
to
$99,999.99 		$100,000
to
$999,999.99
[%] [%]
1 year0.6750.675

Prior Redemption Rates

Elapsed Term Redemption Rate [%]
1 to 29 days0.000

NOTES
Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
To purchase these GICs, visit invest online, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.

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Rates for 20 May 2013

RateAdvantage GIC®

Cashable RateAdvantage GIC

Fully or partially cashable at each anniversary date, with no penalty

Interest Paid Annually at each Anniversary

Term
to
Maturity 		Minimum Investment of $1,000
Year 1 Year 2 Year 3 Year 4 Year 5
[%] [%] [%] [%] [%]
2 Years1.1501.650 - - -
3 Years1.3501.5002.000 - -
5 Years1.1501.3001.5001.7503.750

RateAdvantage GIC (non-redeemable)

Not redeemable prior to maturity

Interest Paid Annually at each Anniversary or
Compounded Annually and Paid at Maturity

Term
to
Maturity 		Minimum Investment of $1,000
Year 1 Year 2 Year 3 Year 4 Year 5
[%] [%] [%] [%] [%]
2 Years1.0001.850 - - -
3 Years1.0001.2503.000 - -
5 Years1.0001.1501.7502.2504.000

NOTES
Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
For Canadian residents, interest is reported for tax purposes using the yield to maturity rate rather than the actual interest paid each year in accordance with Regulation 7000 of the Income Act (Canada) (in Quebec, Regulation 92.5R of the Taxation Act (Quebec)).
To purchase these GICs, visit invest online, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.

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Rates for 20 May 2013

U.S. $ Term Deposit Rates

Investment Rates

Term
to
Maturity 		For Investments of
$5,000
to
$24,999.99 		$25,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99
[%] [%] [%] [%]
Overnightn/a(1)n/a(1)0.00000.0000
2 to 7 daysn/a(1)n/a(1)0.00000.0000
8 to 13 daysn/a(1)n/a(1)0.00000.0000
14 to 20 daysn/a(1)n/a(1)0.02000.0200
21 to 29 daysn/a(1)n/a(1)0.02000.0200
30 to 59 days0.05000.05000.05000.0500
60 to 89 days0.10000.10000.10000.1000
90 to 119 days0.15000.15000.15000.1500
120 to 149 days0.20000.20000.25000.2500
150 to 179 days0.25000.25000.25000.2500
180 to 269 days0.30000.35000.35000.3500
270 to 364 days0.35000.40000.40000.4000
1 to 2 years less a day0.35000.35000.35000.3500
2 to 3 years less a day0.45000.45000.45000.4500
3 to 4 years less a day0.50000.50000.50000.5000
4 to 5 years less a day0.70000.70000.70000.7000
5 years and over1.00001.00001.00001.0000

NOTES
Interest rates are subject to change without notice at any time.
U.S. term deposits are not redeemable prior to maturity.
Rates shown are calculated on a per annum, 365 or 366 (366 only if a leap year) day basis.
For terms less than 1 year, interest is paid at maturity. For terms of one year or longer, interest is paid annually.
To purchase these GICs, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.
1) Rate information is not available for these combinations of term and investment size.

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Rates for 20 May 2013

Prime-Linked Cashable GIC®

Interest Paid Semi-Annually or at Maturity

Term
to
Maturity 		For investments of
$5,000
to
$49,999.99 		$50,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
and over
[%] [%] [%] [%] [%]
1 year0.2500.4000.5000.7501.000

Interest Paid Monthly

Term
to
Maturity 		For investments of
$5,000
to
$49,999.99 		$50,000
to
$99,999.99 		$100,000
to
$249,999.99 		$250,000
to
$999,999.99 		$1,000,000
and over
[%] [%] [%] [%] [%]
1 year0.1500.3000.4000.6500.900

Prior Redemption Rates

Elapsed Term Redemption Rate [%]
1 to 29 days0.000

NOTES
Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
To purchase these GICs, visit invest online, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.

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