Spring 2009
The complete edition of the Spring 2009 Investment Update is available online in
PDF format. Click here
to view the PDF.
You'll find brief highlight of the articles included in this edition of the Investment
Update below.
Increasing certainty in an uncertain world
In today's uncertain investment climate many investors have chosen to move into "safe", short-term investments (bank accounts, GICs, money market funds).
While safe investments may protect your money in the short-term, history tells us that very few investors are able to achieve their long-term goals without
some exposure to equities.
Dollars left uninvested for even short periods while waiting for the economy to recover can lead to missed opportunities. So how do you achieve a happy
medium between security and the growth needed to realize your financial dreams and goals?
Market outlook
Click here for a summary of how the markets performed over the past quarter.
Introducing the Registered Disability Savings Plan
The Registered Disability Savings Plan (RDSP) is a savings plan designed by the federal government specifically for Canadians with severe and prolonged disabilities.
This new tax-deferred savings vehicle, now available at RBC®, can greatly assist in helping those with a disability prepare for their long-term financial security.
Financial planning services and investment advice are provided by Royal Mutual Funds Inc., a member company under RBC Financial Group. Royal Mutual Funds Inc., RBC Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.
Investment and economic outlook information contained in this report has been compiled by RBC Asset Management Inc. from various sources. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC Asset Management Inc., its affiliates or any other person as to its accuracy, completeness or correctness. RBC Asset Management Inc. and its affiliates assume no responsibility for any errors or omissions.
All opinions and estimates contained in this report constitute our judgment as of the indicated date of the information, are subject to change without notice and are provided in good faith but without legal responsibility. To the full extent permitted by law, neither RBC Asset Management Inc. nor any of its affiliates nor any other person accepts any liability whatsoever for any direct or consequential loss arising from any use of the outlook information contained herein. Interest rates and market conditions are subject to change.
Guaranteed investment certificates and U.S.-dollar term deposits are offered through Royal Bank of Canada. RBC Funds are offered by RBC Asset Management Inc. and distributed through authorized dealers. Please read the prospectus before investing. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed; their values change frequently, and past performance may not be repeated.
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