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Guaranteed Investment Certificates

Guaranteed-Return GICs

 

RateAdvantage GIC®

The RateAdvantage GIC is a non-registered GIC that delivers interest rates guaranteed to increase at each anniversary date over the term of the product.

Benefits

  • Competitive interest rates guaranteed to increase each year
  • Choice of cashable or non-redeemable versions available
  • Funds accessible on each anniversary date — in cash or to re-invest if interest rates rise (cashable version)

Key Features

  • Minimum investment of $1,000
  • Investment terms available are two, three and five years
  • Guaranteed principal and interest rate
  • Available to:
    • personal and non-personal clients
    • residents and non-residents

Purchase and manage your GICs Online! RBC Royal Bank customers can purchase, renew, change maturity instructions, or change interest disbursement account information for Non-Registered GICs — Online!
Jump to
Non-Redeemable & Redeemable GICs
Building Block GIC®
Five-in-One GIC®
One-Year Cashable GIC
RateAdvantage GIC®
U.S. Dollar Term Deposits

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Tools
  GIC Selector
  RBC Market Access GIC Return Calculator

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