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A U.S. Dollar (USD) Term Deposit offers a fixed rate of interest for a specific term. Both principal and interest payments are guaranteed.

Is It Right for You?

These are ideal investments if you want to invest in U.S. dollars for a specific term at a fixed rate without risking your initial investment.

 

Ready to Buy a GIC or Need Advice?

 

You are on: Features & Benefits

Key Features:

Minimum Investment
  • $5,000 (1 to 5 years)
  • $5,000 (30 to 364 days)
  • $100,000 (less than 30 days)
Terms
  • 1 - 364 days
  • 1 - 5 years
Investment Payment Options
  • For terms less than one year, interest is paid at maturity
  • For terms of one year or more, interest is paid annually.
Return

Guaranteed principal and interest rate

View today’s rates

Access to Funds No
Plan Eligibility Non-Registered only
CDIC (opens new window) Eligible No

Benefits:

Security and Safety Both the original investment and interest payments are guaranteed
Competitive Interest Rates Guaranteed for the full term of the investment

You are on: Interest Rates

Rates for 21 November 2014

Term
to
Maturity
For Investments of
$5,000
to
$24,999.99
$25,000
to
$99,999.99
$100,000
to
$249,999.99
$250,000
to
$999,999.99
[%] [%] [%] [%]
Overnight n/a(1) n/a(1) 0.0000 0.0000
2 to 6 days n/a(1) n/a(1) 0.0000 0.0000
7 to 13 days n/a(1) n/a(1) 0.0000 0.0000
14 to 20 days n/a(1) n/a(1) 0.0100 0.0100
21 to 29 days n/a(1) n/a(1) 0.0100 0.0100
30 to 59 days 0.0200 0.0200 0.0200 0.0200
60 to 89 days 0.0500 0.0500 0.0500 0.0500
90 to 119 days 0.1500 0.1500 0.1500 0.1500
120 to 149 days 0.2000 0.2000 0.2000 0.2000
150 to 179 days 0.2500 0.2500 0.2500 0.2500
180 to 269 days 0.3000 0.3500 0.3500 0.3500
270 to 364 days 0.3500 0.4000 0.4000 0.4000
1 to 2 years less a day 0.3500 0.3500 0.3500 0.3500
2 to 3 years less a day 0.4500 0.4500 0.4500 0.4500
3 to 4 years less a day 0.5000 0.5000 0.5000 0.5000
4 to 5 years less a day 0.7000 0.7000 0.7000 0.7000
5 years and over 1.0000 1.0000 1.0000 1.0000

NOTES
Interest rates are subject to change without notice at any time.
U.S. term deposits are not redeemable prior to maturity.
Rates shown are calculated on a per annum, 365 or 366 (366 only if a leap year) day basis.
For terms less than 1 year, interest is paid at maturity. For terms of one year or longer, interest is paid annually.
To purchase these GICs, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.
1) Rate information is not available for these combinations of term and investment size.