A U.S. Dollar (USD) Term Deposit offers a fixed rate of interest for a specific term. Both principal and interest payments are guaranteed.
These are ideal investments if you want to invest in U.S. dollars for a specific term at a fixed rate without risking your initial investment.
You are on: Features & Benefits
|Investment Payment Options||
Guaranteed principal and interest rate
|Access to Funds||No|
|Plan Eligibility||Non-Registered only|
|Security and Safety||Both the original investment and interest payments are guaranteed|
|Competitive Interest Rates||Guaranteed for the full term of the investment|
You are on: Interest Rates
Rates for 12 February 2016
|For Investments of|
|2 to 6 days||n/a(1)||n/a(1)||0.0010||0.0010|
|7 to 13 days||n/a(1)||n/a(1)||0.0010||0.0010|
|14 to 20 days||n/a(1)||n/a(1)||0.0100||0.0100|
|21 to 29 days||n/a(1)||n/a(1)||0.0100||0.0100|
|30 to 59 days||0.0200||0.0200||0.0200||0.0200|
|60 to 89 days||0.0500||0.0500||0.0500||0.0500|
|90 to 119 days||0.1500||0.1500||0.1500||0.1500|
|120 to 149 days||0.2000||0.2000||0.2000||0.2000|
|150 to 179 days||0.2500||0.2500||0.2500||0.2500|
|180 to 269 days||0.2500||0.3000||0.3000||0.3000|
|270 to 364 days||0.3000||0.3500||0.3500||0.3500|
|1 to 2 years less a day||0.3500||0.3500||0.3500||0.3500|
|2 to 3 years less a day||0.4500||0.4500||0.4500||0.4500|
|3 to 4 years less a day||0.5000||0.5000||0.5000||0.5000|
|4 to 5 years less a day||0.7000||0.7000||0.7000||0.7000|
|5 years and over||1.0000||1.0000||1.0000||1.0000|
Interest rates are subject to change without notice at any time.
U.S. term deposits are not redeemable prior to maturity.
Rates shown are calculated on a per annum, 365 or 366 (366 only if a leap year) day basis.
For terms less than 1 year, interest is paid at maturity. For terms of one year or longer, interest is paid annually.
To purchase these GICs, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.
1) Rate information is not available for these combinations of term and investment size.