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Personal Banking > Investment Services > Investment Savings

Investment Savings Account

A savings account can be a valuable addition to your diversified portfolio. Discover how an RBC Investment Savings® Account or RBC U.S. Investment Savings® Account(1) can work for you.

Interest Rates(2)

  CAD USD
Series A 0.950% 0.450%
Series F 1.200% 0.700%
Corporate Series A 0.800% 0.450%
Corporate Series F 0.900% 0.550%
Notice Period Series A 0.950% 0.450%
Notice Period Series F 1.050% 0.550%

Interest Rate Sheet (opens PDF in new window)

RBC Investment Savings Account – fact sheet and terms and conditions (opens PDF in new window).
RBC U.S. Investment Savings Account – fact sheet and terms and conditions (opens PDF in new window).

 

Is It Right for You?

These are ideal investments if you:

  • Want a solution for the cash component of your portfolio.
  • Are looking for an alternative to other low yield products.
  • Want an accessible(3) account in which to earn interest.
 

You are on: RBC Investment Savings Account

Gain the best from both worlds: savings and security

Grow your savings in a product that pays a competitive interest rate and enjoy the security of having your money held in a bank account eligible for deposit insurance coverage by the Canada Deposit Insurance Corporation. The RBC Investment Savings Account is available through your advisor(4) who can continue to provide sound advice on your portfolio.

Benefits
Earning potential with competitive interest rates.
Flexibility to choose to invest your money in a non–registered or registered account.
More security with the trusted RBC® brand(1) and the added benefit of an account that is CDIC eligible.
Liquidity since, with the exception of Notice Period Series, your money is accessible when you want with no locked–in periods or maturity dates.(3)
Expand Features

For more information please refer to the RBC Investment Savings Account – fact sheet and terms and conditions (opens PDF in new window).

You are on: RBC U.S. Investment Savings Account

Get convenience and flexibility working for you

The RBC U.S. Investment Savings Account gives you a safe place to keep your U.S. cash, while you decide how to invest it. Or, if you're using it to save your U.S. dollars, the competitive interest rates could ensure that your money keeps growing. You also have convenient and easy access to your funds, because, with the exception of Notice Period Series, your money isn't locked in, and transactions settle the next business day.(3)

Backed by the trusted RBC brand, the RBC U.S. Investment Savings Account gives you the security of knowing your U.S. funds are safe. The RBC U.S. Investment Savings Account is available through your advisor(4) who can continue to provide sound advice on your portfolio.

Funds deposited in the RBC U.S. Investment Savings Account are not eligible for deposit insurance coverage by the Canada Deposit Insurance Corporation.

Benefits
Earning potential with competitive interest rates.
Flexibility to choose to invest your money in a non–registered or registered account.
More security with the trusted RBC brand.
Liquidity since, with the exception of Notice Period Series, your money is accessible when you want with no locked–in periods or maturity dates.(3)
Expand Features

For more information please refer to the RBC U.S. Investment Savings Account – fact sheet and terms and conditions (opens PDF in new window).

 

Fund Codes

Legal Entity RBC RBMC RT Corp RT Co. RBC
Currency CAD CAD CAD CAD USD
Series A RBF2010 RBF2020 RBF2030 RBF2040 RBF2014
Series F RBF2011 RBF2021 RBF2031 RBF2041 RBF2015
Corporate Series A RBF2012 - - - RBF2016
Corporate Series F RBF2013 - - - RBF2017
Notice Period Sr. A RBF2100 - - - RBF2102
Notice Period Sr. F RBF2101 - - - RBF2103
 

View Historical Rates

Expand View Canadian Historical Rates

Expand View Canadian Corporate Series Historical Rates

 
 

Contact Us

For more information and sound financial advice, please talk to your investment advisor.

 

Expand Terms and Conditions

 

Contact Us

For more information and sound financial advice, please talk to your investment advisor.